What does CCB pre-credit mean?

CCB pre-credit refers to the estimated loan amount that CCB will give to customers based on the evaluation results after conducting certain evaluations and reviews on various aspects of the user's conditions. However, this amount is only an estimated credit limit and not the actual loan amount that can be obtained in the end. The customer also needs to submit the required materials to China Construction Bank for review. If the review result is not good, the actual loan amount obtained will be less than the expected amount. The credit limit, otherwise it will be more than the credit limit. How to increase your credit limit

1. Make more purchases with credit cards. Try to use credit cards to pay for consumption in life, and the consumption amount should preferably exceed the credit limit. 70 of the limit;

2. Use credit cards for diversified consumption, including but not limited to shopping in supermarkets, restaurants, entertainment, tourism, etc.;

3. Guarantee to pay on time every month For repayment, do not have overdue records to ensure repayment ability;

4. Properly carry out cash withdrawals and bill installments, because these two businesses will generate handling fees and bring a certain amount of income to the card-issuing bank, and the bank will Increase the credit limit of such users regularly to earn more revenue.