I used Alipay's sesame credit score to apply for the credit card of China Everbright Bank. The text message said that I passed the preliminary examination, so what did the interview verify?

Mainly to verify the accuracy of the information filled in on the customer's website.

The information brought by the interview is the information filled in online at that time, such as the original ID card, education certificate, work certificate (or income certificate) and so on. Generally, credit cards applied through online channels need my signature.

Extension: Face-to-face cards are mainly used by applicants to apply for credit cards online. According to the requirements of the regulatory authorities, the credit card application must be submitted by the cardholder himself and signed by him. When an applicant applies for a credit card online, the issuing bank obtains the customer's application materials through the network, and it is impossible to judge whether the application materials are submitted by the applicant himself. Therefore, in order to meet the regulatory requirements, the issuing bank will send a short message to the applicant to inform him that he has passed the preliminary examination, and he needs to go to any branch of the issuing bank for face-to-face signing with his ID card within the specified time.

Matters needing attention in handling credit cards:

Fill in the personal guarantee information clearly;

The applicant unit and the guarantor unit must be stamped with the official seal of the unit;

The guarantor must be at least 25 years old, and the guarantor must have a valid personal identification and a stable source of income.

Husband and wife cannot guarantee each other;

Copies of the ID cards of the applicant and the guarantor must be pasted in the "valid certificate office" of the application form;

The applicant and the guarantor must sign the application form of unit guarantee.