Agricultural bank music score is easy to have places, but it is not approved? Insufficient comprehensive score is the main reason.

Lefenyi is a credit card consumption installment product under the Agricultural Bank of China, which can meet the large consumption demand of cardholders. However, although cardholders who hold the ABC credit card and receive an invitation message can apply for Le Fenyi, if there is a Le Fenyi quota, they will not pass the examination. Then, why didn't ABC Lefenyi pass the audit? The official reply may be "insufficient comprehensive score", but it actually contains many reasons.

The reason why ABC failed the exam was because there were places:

1, bad credit.

It is very important to apply for installment credit cards. The bank will check the credit report. If the credit report is overdue within three months, or even three times in the last two years, it means that the credit is bad and it is more likely that the credit line will not be approved.

2, the debt is too high

The applicant's debt situation is also a reference factor affecting the comprehensive score. This debt includes many aspects, such as loans and credit cards. Too much debt means that the repayment ability is not strong, and there will be serious overdue risks. Even if the line is out, the bank will not give it to you. It is suggested to reduce your debt ratio as much as possible before handling it.

3. Multiple credit granting

Credit card holders of ABC also have the opportunity to receive an invitation message from Le Fenyi. If it is a credit card holder, the bank will not only judge the applicant's credit status from the above aspects, but also look at the credit status of the cardholder. If more than five financial institutions or banks give credit, it may not pass.

To sum up, the failure of ABC's music score review is mainly due to the lack of comprehensive score, and the above reasons will affect the comprehensive score. Besides, there are some other reasons. If you really can't find out the specific cause of the failure, you can call customer service directly.