Is it true that online loans are overdue to send text messages saying that they are collected at home?

This depends on whether you have handled online loans through formal channels. If you have already handled the online loan through formal channels, you will not come to the door for collection after the online loan is overdue, because the other party will solve this problem through formal judicial channels. However, if you apply for online loans through some informal channels, after the online loans are overdue, the other party is likely to come to the door for collection, and even force you to repay these loans through some illegal means. Therefore, when you apply for loans, you should still apply through formal channels.

There are many loan channels now. You can apply for a loan at the bank or through some online apps. It is undeniable that the interest rate may indeed be lower when applying for online loans through the Internet, but the security performance is indeed greatly reduced. Even if you want to APPly for a loan through the internet, I personally suggest that you give priority to an app like Alipay. After all, the credibility of this app is definitely higher.

Of course, no matter which channel you apply for a loan, there can be no overdue phenomenon. After handling the loan, remember the date of repayment every month. In order to ensure timely repayment, we can set up a memo on the mobile phone, or bind our repayment bank card with Alipay and WeChat, and then set up an automatic repayment.

If the loan is handled in a bank, it will be overdue, and the bank will blacklist us if the number of times is more. At this time, our credit information will be greatly affected. If everyone's credit information is not particularly good, then their future work and life will be greatly affected. For example, if we want to buy a ticket, we may all look at our own credit information. Of course, if this happens only occasionally, the problem is usually not too big. Just call to explain the situation.