Alipay sent a text message overdue saying that it would sue? Is this a fraudulent phone call?

Alipay sent a text message saying that it would sue, not a fraudulent phone call. Upon inquiry, the overdue prosecution of Alipay is true. The prosecution was a text message sent by five short numbers. If you don't repay after being sued by the court, you will be included in the list of people who have lost their trust, which will be restricted everywhere and even freeze personal accounts, WeChat change and Alipay. If you don't get sued, you won't be restricted. Overdue doesn't mean breaking your promise. . If it is really overdue to be sued by Alipay, then the risk of losing the case is great. In this case, you should take the initiative to contact Alipay, negotiate repayment with Alipay, and request Alipay to withdraw the lawsuit. Even if the defendant is sued by Alipay to the court, the defendant can still negotiate repayment with Alipay before the court session. If you don't have to solve the problem through litigation, then don't escape passively, but should actively appear in court to respond. Even if you don't appear in court, the court can try in absentia, so Alipay sent a text message saying that it was not a fraudulent phone call.