Joke Collection Website - Public benefit messages - How to handle the installment payment of CCB?

How to handle the installment payment of CCB?

1. Read the agreed terms of consumption installment business through the website of CCB;

2. Call 400-820-0588 (please call 02 1-38690588 for non-400 service areas and 86-2 1-38690588 for overseas customers) during the period from consumption to 2 days before the latest bill date (foreign currency consumption must be recorded within 3 working days after the consumption transaction). ?

Third, apply for consumption by stages; After accepting the application, CCB will complete the processing within 2 days and notify the audit results by SMS. Cardholders can also call 400-820-0588 (for non-400 service areas, please call 02 1-38690588, and for overseas applications, please call 86-2 1-38690588).

Extended data:

The credit card installment fee of CCB is generally determined according to the number of consumption installments. At present, there are three stages of consumption, six stages, 12 stage, 18 stage and 24 stages, and the corresponding handling fees for specific stages are 0.7%, 0.6%, 0.6%, 0.6% and 0.6% respectively.

The calculation formula of credit card installment fee of CCB is as follows: monthly fee = installment total amount * rate.

The number of bill installments can be 3, 6, 12, 18 and 24, and the corresponding benchmark rates are 0.75%, 0.70%, 0.60% and 0.62% respectively.

(Note: Monthly handling fee = total installment amount * handling fee rate, which will be recorded and collected on schedule on each billing day after installment. ) Before 20 14 12 3 1, you can enjoy 10% discount, 8.5% discount and 20% discount on the (new) benchmark fee rate when you handle the bills of Longka credit cards in installments of 50,000 (inclusive), 50,000 to 80,000 (inclusive) respectively.

Calculated by stages of consumption, the repayment for each stage is: 5499/12+5499 * 0.6% = 491.24. Including the handling fee, the total handling fee is 395.93 yuan.

Baidu encyclopedia? -credit card installment payment

Baidu Encyclopedia-CCB Credit Card