What bank can handle business cards?

What banks are there in China? How about applying for an overdraft credit card?

Cross-regional domestic banks

China Industrial and Commercial Bank, China Merchants Bank, China Agricultural Bank and China Construction Bank.

China Bank, China Minsheng Bank, China Everbright Bank and China CITIC Bank.

Bank of Communications, Industrial Bank, Shanghai Pudong Development Bank and China People's Bank.

Huaxia Bank, Shenzhen Development Bank, Guangdong Development Bank and China Development Bank

Xiamen International Bank, The Export-Import Bank of China, China Agricultural Development Bank, Bank of Beijing.

Bank of Shanghai China Postal Savings Bank

Cross-regional foreign banks

Citibank, Bank of China, HSBC China Bank, Standard Chartered Bank, Bank of China and Hongkong and Shanghai Banking Corporation.

Standard Chartered Bank Bank of America Bank of East Asia China Website Hang Seng Bank

Overseas Chinese Bank ABN Bank of America Ortiz Bank BNP Paribas

American Express Bank, Bank of Montreal, Bank of Manhattan.

In addition, there are city commercial banks and rural cooperatives all over the country.

Big ones can generally overdraw credit cards.

What is the official card of Bank of Communications? Is it only for civil servants?

Business card refers to the "UnionPay" standard RMB credit card held by the staff of public institutions, which can be mainly used for daily business expenses, financial reimbursement business and personal consumption expenses. Business card has all the financial functions of RMB personal credit card of Bank of Communications, and at the same time it has its unique financial attributes. It is a new financial management tool that combines the relevant requirements of financial management with the interest-free payment advantages of credit cards.

Credit limit:

1. The administrative level is above division level, and the credit line is 50,000 yuan.

2. The credit line of other personnel is 30,000 yuan.

First of all, the budget unit is officially on the job, and it is necessary to issue a certificate.

Can every bank handle credit cards? What documents do I need to bring?

It's too complicated. At present, most banks have started credit card business, and other banks can do it except a few financial institutions such as credit cooperatives.

Generally speaking, you only need to have a stable job and identification to fill out the form in the bank.

Which banks can handle credit cards? What is the process of each bank? Thank you.

China Industrial and Commercial Bank, China Agricultural Bank, China Construction Bank, China Bank, Bank of Communications, China Merchants Bank, Huaxia Bank, China CITIC Bank, Ping An Bank, China Everbright Bank, Industrial Bank, China Guangfa Bank, Shanghai Pudong Development Bank and China Postal Savings Bank.

Bank of Beijing, Bank of Shanghai, Bank of Jiangsu, bank of tianjin, Bank of Hebei, Bank of Shengjing, Bank of Nanjing, Bank of Hankou, Bank of Bank of Ningbo, Bank of Guangzhou, Bank of Chongqing, etc.

Bank of East Asia

To apply for a credit card, you need to be at least 18 years old, have stable repayment ability (you need to bring proof of income or work), and have no bad credit record. Apply to the bank, and the other party will ask you to bring the information, fill out the application form, and then the bank will review it. During the review, it is possible to call you to verify the situation. Whether or not to approve the card and other bank results, you can know the audit results by overcoming telephone calls, official website progress inquiries and other channels, and some banks will tell you the results by SMS. After approval, post the card, you receive the card, and you can use it after activation.

Which banks support the counter to handle 30 credit cards?

Hello, if you are going to apply for a credit card of China Merchants Bank, please bring your original identity certificate, work certificate and financial certificate to the business outlets of China Merchants Bank in person.

If you have any other questions, please feel free to call 4008205555 for detailed consultation. Thank you very much for your attention and support to China Merchants Bank!

I want to apply for a large credit card ~ which bank can handle it?

Hello, if you are going to apply for a China Merchants Bank credit card, the most important condition is that you are 18-60 years old and have a stable job and income. The necessary application documents are a copy of your identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit.

If you have never held our credit card, you can apply in the following three ways:

1. Please log on to the credit card website creditcard.cmbchina/,, select "Apply for Credit Card"-"Quick Application for New Customers", click "Apply Now" in front of the corresponding credit card, fill in the simple reservation information online, and wait for the bank's approval. If approved, experts will provide you with on-site service. If you want to handle the transaction in this way, please confirm your region first, and whether our bank can provide free on-site appointment service (the result will be displayed after selecting the province/city/region);

2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person.

3. You can also call the customer service hotline 4008205555, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. Remind you that the credit card verification status is subject to the final audit result.

At the time of preliminary examination, comprehensively evaluate the credit card limit according to the information attached to your application and your specific situation. Please refer to the evaluation results for the specific limit. The starting point of the credit line (fixed line) of our credit card is RMB11,000 yuan or equivalent, and the upper limit is RMB 50,000 yuan or equivalent. Under normal circumstances, the fixed amount of Puka is 1 1,000 yuan-1 1,000 yuan, and the fixed amount of Gold Card is 1 1,000 yuan-50,000 yuan. Generally speaking, the amount of a platinum card is a fixed amount of 50,000 yuan plus a temporary amount that is voluntarily adjusted for you every month. At this time, you can use the sum of the two parts for credit card consumption.

If you have any other questions, please feel free to call 4008205555 for detailed consultation. Thank you very much for your attention and support to China Merchants Bank!

I want to apply for a credit card. Which banks are easy to approve and have high quotas?

Because credit cards have the function of overdraft, that is to say, you can swipe your card to shop without money, so not everyone can apply for credit cards, and banks only issue credit cards to people they think are honest. Compare and see if you meet the requirements for issuing credit cards by banks:

1, aged between 18 and 65;

2. Have a stable occupation and income;

3. Have good credit and the ability to repay the principal and interest on time;

4. Natural persons with full capacity for civil conduct (robots, vegetarians, minors and people with a certain degree of mental illness are not allowed).

If you haven't met the requirements for applying for an ordinary credit card, you can apply for a supplementary card through your parents and spouse. To apply for a supplementary card, you must meet the following conditions:

1, a natural person with complete or limited capacity for civil conduct.

2. At least 13 years old.

3./kloc-Applicants for supplementary cards under the age of 0/6 should provide a copy of the household registration book when applying.

In addition: Not everyone can apply for some cards, and there are some special requirements for cardholders. For example, the magic credit card of CITIC Bank can only be applied by women.

Teach you two tips for successfully applying for a credit card.

In the early years of credit card promotion, in order to seize the limited credit card market, banks expanded regardless of cost-effectiveness. Although it has promoted the great development of the whole credit card business, it has also caused a variety of credit card holders, and many "sleep card" and "Lao Lai Cards" have appeared, which has laid a hidden danger for the bad debts of banks. Nowadays, with the strengthening of risk awareness and risk control of banks, the approval of credit cards is becoming more and more strict, especially for those who apply for credit cards or high-limit cards for the first time, many people have received a reply from banks that they refuse to sign, so how can they ensure that their applications can be successfully approved?

First of all, we must fully prepare all kinds of asset certificates. Generally speaking, if you already have one or more credit cards and have a good repayment record, you generally don't need to provide proof of income or assets. You just need to copy your existing credit cards and send them together with the application form (even if the credit card you have is not the one you applied for, because all banks can check your credit status through the personal credit information system of the central bank, and good consumer credit and repayment credit are the most important for banks).

If you apply for a credit card for the first time, because you don't have a consumer credit record, the bank mainly depends on your income and assets, and decides whether to apply for a card for you and the size of the credit line. Generally speaking, the first time you apply for a credit card, the amount will not be too high, unless you can provide sufficient proof of assets, such as income, house ownership certificate, mortgage purchase certificate, car ownership certificate, bank deposit certificate or securities certificate. Of course, in addition to the asset certificate, other certificates that can prove your personal ability will also help you obtain high-level credit cards, such as academic certificates, technical level certificates and other qualification certificates.

Secondly, fill in the application form carefully. Generally speaking, the following aspects on the application form will affect the bank's credit evaluation score (the higher the credit score, the higher the probability of obtaining credit card approval and the higher the amount): 1. Whether there is a fixed telephone in this city (having a fixed telephone in this city means that your residence is stable and will increase the bank's credit evaluation score for you); 2. Whether or not to get married (the score of married is higher than that of unmarried); 3. Whether it is a local account (the score of local account is higher than that of foreign account); 4. Whether there is a house (having a house is higher than not having a house, and living by yourself is higher than living with parents); 5. Education (the higher the education, the higher the score); 6. The nature of the work unit (the more stable the work unit, the higher the popularity and the higher the score. For example, institutions, large state-owned enterprises, and Fortune 500 enterprises all scored relatively high, while unknown private enterprises and foreign enterprises scored relatively low); 7. Job Description (The higher the position, the higher the score. For example, civil servants and company managers score higher than ordinary employees)

Four state-owned commercial banks:

China Construction Bank:

Advantages:

1, free of annual fee in the first year, and free of annual fee in the second year after brushing for three times;

2. SMS service is free;

3. The withdrawal fee is only 0.5%;

4. Report the loss of 50 yuan;

5. There is a kind of credit card that is directly for car owners. As long as there is a car with a displacement above 1.4, it can be easily processed.

Disadvantages: points can be exchanged for less and worse gifts.

Bank of China:

Advantages:

1, the annual fee for the first year is exempted, and the annual fee for the second year is exempted after five swipes;

2. SMS service is free;

3. The withdrawal fee is only1%.......................................................................................................................................................... & gt

Can I apply for a credit card and go directly to the bank? What's the procedure?

= = proof of salary, the guarantor or something mortgaged in the bank, such as the garage, or a certain deposit in the bank.

Which bank can handle credit cards for graduate students?

The Bank of Communications has an office in the supermarket. Don't say you are a graduate student, just say you are an intern teacher. Hope to adopt