Do you need to go to the counter to handle the postal savings mobile banking?

Postal savings bank and mobile banking need to go to the counter.

Generally, when opening a card at a bank outlet, whether at the counter or in additional services such as self-service card issuing machine, mobile banking, SMS reminder, etc., bank staff choose to open it in the handling options. In this case, you don't have to go to the counter, just download the bank APP on your mobile phone and register directly.

There are exceptions. At that time, the mobile banking business was refused when the card was opened, so I had to go to the counter to open the mobile banking business.

Extended data

Postal mobile banking has the following functions:

1, account inquiry function, providing customers with functions such as balance inquiry, detailed inquiry, account management, green cartoon account management, account loss reporting, etc.

2. Transfer and remittance, providing customers with functions such as fixed activities, inter-bank transfer, inter-bank remittance, mobile phone number transfer, mobile phone number transfer function switching, default account setting, address remittance, password remittance, remittance inquiry, payee list, etc.

3. Credit card business, which provides customers with the function of inquiring account information and unbilled transaction details of credit cards and returning overdraft arrears to their own or others' credit card RMB accounts; Handle the function of binding the current settlement account in my name with the credit card, and support the credit card installment payment, integral inquiry and other functions.

4. Payment service, which pays for special payment items of branches and supports customers to submit payment instructions after working hours. After the payment is successful, the payment items can be stored in the quick payment information, and the payment records can be queried through the payment log.

5. Fund business: inquire about basic information (including fund code, name, type, net value, etc.). Fund products sold by Postal Savings Bank, and can quickly and conveniently carry out fund subscription, fixed investment, redemption, conversion, cancellation, modification of dividend distribution methods, fund holding, transaction details and other operations.

6. For the treasury bond business, you can inquire about the total issuance of voucher-type treasury bonds and savings bonds (electronic) products on consignment by China Postal Savings Bank, and you can also inquire about the holdings of treasury bonds and transaction details.

7. Wealth management business: inquire about RMB wealth management products sold by China Postal Savings Bank, and realize operations such as additional investment in wealth management, early redemption, termination of investment, transaction cancellation, inquiry about the holding status of RMB wealth management products, and inquiry about transaction details.

8. Personal loan business: inquire about the contract information, IOU information, repayment schedule and other information of outstanding loans. Understand the balance, interest, accumulated interest, interest rate and the next repayment date of the outstanding loan, apply for an early repayment appointment, return the loan in time, and deal with the arrears.

9. Customer service, providing functions such as loss reporting, authentication mode setting, transaction limit setting, shortcut menu setting, login password modification, transaction password modification, reserved information setting and log query.

References:

Baidu Encyclopedia-China Postal Savings Bank Mobile Banking