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What does it mean that China Merchants Bank car loan limit inquiry has been accepted?
It has been approved.
If it is a China Merchants Bank credit card, it means that your application has been accepted. Please wait patiently for review. It generally takes 10 working days from the time the review department receives your application information to the time the credit card review is completed. After passing the review, a card will be made for you within 2 working days, and then sent to you by registered mail according to the billing address. Generally, the sending time of registered mail is within 15 days. After the credit card has been accepted, it usually takes about 10-15 days for the applicant to receive the result. After receiving the applicant's application, China Merchants Bank will review the applicant's personal credit, work status, income level and other information. This process generally takes 10-15 days, and the results will be issued after the review is passed. After passing the review, the card will be printed the next day, and the card will be mailed to you after the card is printed. Also: Acceptance of your credit card application does not mean it has been approved. It generally means that the bank has received your credit card application information, and the bank will conduct a subsequent review. Only after it is approved, the bank will issue a credit limit and then issue the card and mail it. If the credit card application information appears to be accepted for more than two weeks after submission, the credit card application will basically fail. Users must ensure that their personal credit report is good when applying for a credit card. If their personal credit report is poor, their credit card application will be rejected by the bank. You can apply for a credit card through different channels, such as bank counters, mobile banking, online banking, etc. The application time for different channels is different. You can activate and use the credit card after you get it. After using it, you must repay it on time. Late repayment is not allowed, because late repayment will generate penalty interest. The longer the time, the more the penalty interest will be. Moreover, banks will collect money after overdue repayment. A common method of collection is to call the borrower's phone number. In order to avoid late payment after using a credit card, you can set a daily consumption limit when using a credit card, which can avoid excessive card consumption. At the same time, if you know what aspects of income you are using to repay, you can usually use it with confidence when your personal income is relatively large.
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