16 the main means of telecom fraud

Criminals use telephone, text messages, internet and other media to set traps and publish false information to defraud property, which makes many people "recruited". Recently, Chongqing Banking Regulatory Bureau reminded the public to pay attention to the 16 telecom fraud routine and beware of being deceived.

Fraud by impersonating the public security law: on the grounds that the victim is wanted for money laundering, drug trafficking, fraud, etc. Coercing the victim to cooperate with the investigation and inducing him to transfer his deposit to the so-called "safe account" to defraud money.

Stealing QQ and WeChat fraud: stealing the victim's QQ and micro-signal, modifying friends' information, pretending to be relatives and friends, and asking the victim to transfer money and remit money to defraud money on the grounds of needing money in an emergency, giving gifts and treating guests, and making money.

Guess who I'm kidding: the phone impersonates an acquaintance or leader, lets the victim guess his identity, then admits his guessed identity, and then asks him to transfer money for various reasons.

Fraud in purchasing tickets and refunding tickets: using the Internet to make false calls such as ordering, refunding air tickets and train tickets, luring victims to be deceived at low prices, or pretending to be airline customer service to trick victims into operating the English interface of ATM machines to defraud money.

Refund fraud: illegally obtaining the victim's information, pretending to be a national staff member, and falsely claiming that they can enjoy preferential policies such as student aid, subsistence allowance and tax refund. And in the name of paying taxes, deposits, etc., trick the victim into making false refunds and real transfers on ATM machines.

Sending Trojan Link Fraud: By sending points redemption, party photos, student scores and other illegal link (website address, QR code) information containing Trojan programs, the victim is tricked into clicking on the link, installing a Trojan horse, and illegally obtaining his bank card information for fraud and stealing money.

Sending phishing websites for fraud: in the name of banks and communication departments, under the pretext of redeeming bank cards or mobile phone points, upgrading bank cards, U shields and online banking, the victim is tricked into logging into phishing websites of fake banks or operators to obtain the account number and password of the victim's bank, and then fraud is implemented.

Reputation fraud by swiping online reviews: on the grounds that opening an online shop needs to quickly refresh the transaction volume, online praise and credibility, recruiting online part-time job swiping, promising to return the shopping expenses and make extra commission after the transaction, and asking the victim to buy goods or pay a deposit in the designated online shop to defraud money.

False recruitment fraud: publishing false recruitment information through the internet, short messages or traditional media, and then asking the victim to remit money to the account provided by him in the name of paying service fees, security deposits, training fees, etc.

Shopping fraud: publishing false and cheap commodity information such as used cars and goods confiscated by the customs through the Internet and short messages, and asking the victims to pay prepayments, handling fees, consignment fees, customs duties and other expenses to defraud money.

Pretending to be an e-commerce customer service fraud: illegally obtaining the online shopping information of the victim, pretending to be an e-commerce customer service staff to trick the victim into logging in to a phishing website on the grounds that the transaction is unsuccessful, defrauding personal bank information, or instructing the victim to operate the English interface of the ATM machine to defraud money.

False winning fraud: under the guise of well-known enterprises or popular TV programs, publishing false winning information through the internet, SMS, telephone, scratch cards, letters and other media, and then defrauding money on the grounds of collecting handling fees, deposits, postage and taxes.

False loan fraud: publishing false loan information through newspapers, short messages and the Internet, or defrauding victims of direct remittance by paying deposit, handling fees and capital verification. On the grounds of increasing the credit card limit, or using phishing websites to obtain the account number, password and other information of the victim, and then directly transfer money for consumption.

Providing false service fraud: publishing and copying mobile phone cards, and providing false service information such as examination questions, obtaining permits, renting houses, publishing papers, investigating debt collection, deleting websites, and recruiting prostitutes online by publishing advertisements, networks, short messages, etc. And defrauded the victim of money in various names.

False investment and financial fraud: publishing false information such as stocks, wealth management products and futures through the Internet, telephone and SMS. Trick the victim into investing, and then take measures such as controlling the market, operating on behalf of customers, and charging high handling fees to defraud money.

False gambling sites fraud: publishing false gambling sites information through various channels, using good returns and high returns as bait to trick the victim into buying time lottery tickets, Mark Six lottery tickets and other lottery tickets on false websites, thus defrauding money.

In the case of the above-mentioned suspected fraud, you should do "four must-ask" before transferring money: "Why should I transfer money?" "Do I know? Do I need to verify? " "Will I fall into the trap of fraud?" "Should I consult the police?"

If you have been accidentally "recruited", please do the following four things after being cheated, so as to remedy it in time: contact the bank customer service to seek remedial measures and understand the whereabouts of funds; Call 1 10 to call the police in time; Pay attention to save the transfer and remittance voucher; Calm down and maintain physical and mental health and family harmony.