Urgent! Urgent! Urgent! China CITIC Bank has nearly 3,000 credit cards outstanding and has been making dunning.

Hehe, I have encountered a similar situation. . .

First of all, don't be afraid. The bank won't let the court execute it because of your 3000 yuan. Prison, detention and seizure of property are all threats to you.

Every bank has a special dunning department, and they dare to send any text messages in order to get commission. . .

Secondly, it must be your fault to owe money, but the amount is not over 10,000 yuan. It will be fine slowly, and it will be paid off in 3 to 6 months.

The only thing to pay attention to is interest. . . It's just that the late payment fee is very expensive. . . You owe 3000 yuan now, and it may become 4000 yuan when you pay it off.

Third, there is only one impact, that is, you have become an unwelcome customer at CITIC Bank, that is, a customer with low credit. It is definitely not possible to apply for a credit card or raise the limit in the future, and other banks will also conduct high-standard review and strict requirements for you. Simply put, credit card will be a dream for you in the future. . . Unless you can unlock it (time deposit or mortgage)

Finally. . . . Try not to owe money to the bank. Now it's all connected to the national network. I once forgot to pay back the money, resulting in 1 day overdue fine in 4 yuan. A few years later, when I bought a house, I was even discovered. Any bad records? . . Banks are not to be taunted.