After the successful opening of China Construction Bank's mobile banking, no SMS prompt was received.

First of all, you need to confirm whether you open mobile banking or SMS banking. If your mobile phone doesn't receive the corresponding URL, you can log in to CCB Mobile Banking directly through wap.ccb.com. If it is a short message bank, only after the bank account is opened and the balance of the corresponding accounting transaction changes will there be a short message prompt.

Short message banking refers to the electronic banking business in which customers edit the short message service number in a specific format to the bank, and the bank handles related business for customers according to its instructions, and informs customers of the transaction results in the form of short messages. Take the SMS Bank of China Everbright Bank as an example: 1. Customers can edit fixed-format short messages with their mobile phones and send them to 95595 to inquire about relevant account information. 2. Edit "?" Send it to 95595 to get the menu of common functions of SMS banking. Online banking SMS is a relatively safe and cheap financial activity authentication tool in the Internet era and the mobile communication era, that is, when a bank receives a business request, in order to verify the identity of the other party, even if it sends a verification code through SMS, it will confirm whether it handles the business for the reserved information request; This method is simple, and the security is improved by dual-channel verification. It is the unsafe way that gives many scammers an opportunity to pretend to be a bank to send all kinds of verification, notification and other information, which makes people deceived.

The SMS service fee will be charged from the signing day. If consumers enjoy the free probation period, they will start charging on the day after the end of the free probation period, and then charge monthly (including the billing cycle) or monthly. Each billing cycle is from the start date of the current cycle to the day before the start date of the next cycle. If consumers need to cancel the SMS service fee, they can customize the message service pages of mobile banking and online banking, close them by themselves according to the page prompts, or cancel the SMS reminder service at the relevant banking outlets. Some banks (such as China Construction Bank) provide free SMS reminders for all credit card withdrawals, foreign currency transactions and large RMB transactions in 500 yuan and above. If consumers have more such services, they can keep the SMS reminder service. If the funds in the user's account are insufficient to pay the SMS service fee, it is necessary to pay the fee in time. After paying the SMS service fee, resume the SMS reminder service in real time. If the payment fails, the user can bring his valid ID card, bank card and contracted mobile phone to the relevant bank for processing.