Consequences of insufficient bank card service fee

1. Under normal circumstances, it will have no impact. After the bank card service fee deduction fails, the SMS notification service will be cancelled after the second deduction fails, and other bank card functions will not be affected. If you want to resume this business in the future, you can contact the bank. You can also apply online with your valid ID card, savings card/passbook notified by SMS or mobile phone. If the balance of bank card deduction service fee is insufficient, the issuing bank will automatically deduct the money when the bank card has money. If the bank card is in arrears for a long time, it will be frozen by the issuing bank. If the service fee is not fully deducted, the system will automatically make up the deduction until the service fee is fully deducted.

2. Due to the lack of bank card service fees, different banks have different systems. Take the construction behavior as an example to analyze: the influence of insufficient bank card service fee depends on what kind of card the user is. If the user uses a debit card of CCB, because there is no deposit in the account and the user owes money for more than three years, the system will not reverse it, and the card will be automatically cancelled. If the user's CCB credit card has not been repaid after the final repayment period, the bank will not freeze the right to use the card for the time being. If there is still a credit line available, the delay in repayment time may cause a bad credit record. If you want to handle credit-related business in the future, the banking system will retrieve the user's records for comprehensive approval. If it is judged to be bad, it may cause you to be unable to handle business. Therefore, it is recommended to return it as soon as possible.

3. The bank card service fee is the SMS account change notification service fee. Balance change reminder is an information value-added service provided by banks to customers. You can get any change information of your account in real time through SMS. In addition to grasping the amount of funds in and out of the designated account in time, you can also draw up the starting point of the change amount of the reminder yourself, or whether to inform the account of the change balance and other personalized content. Fees are generally charged monthly.