ZTE Credit Card Application

How to apply for a CITIC Bank credit card? What are the conditions?

Applying for a CITIC Bank credit card requires meeting certain conditions. Generally speaking, the application conditions for a CITIC Bank credit card are that the applicant must be a natural person between the ages of 18 and 60 with full capacity for civil conduct; as long as the above conditions are met, the applicant can apply to the card issuer with his or her valid identity document and other documents required by the card issuer. The institution applies for the CITIC Credit Card personal card master card.

The main cardholder of a personal card can apply for supplementary cards for other natural persons; the age requirement for supplementary cards is: 16-65 years old. The principal cardholder shall be jointly and severally liable for the debts incurred under the principal card and the supplementary card, and the supplementary cardholder shall be jointly and severally liable for the debts incurred under the principal card.

Application materials required to apply for a CITIC Bank credit card

1. Identity documents

(1) For domestic residents: a copy of the applicant’s ID card or military officer’s ID card

(2) Overseas persons: Compatriots from Hong Kong, Macao and Taiwan shall provide a copy of their pass, and other foreigners shall provide a copy of their passport.

2. Work certification documents

Work certificate or work permit stamped with the official seal of the unit;

3. Financial resources certification documents

The original income certificate issued by the unit, or the original bank deposit certificate, or a copy of the bank's salary record showing the applicant's name, or a copy of the income tax withholding voucher, or a copy of the self-owned real estate certificate.

What are the requirements for applying for a CITIC Bank credit card?

The application conditions for a CITIC Bank credit card are: 18-60 years old can apply for the main card, 16-65 years old can apply for the supplementary card; applicants must hold Have valid identification documents such as ID card or household registration book; the applicant has a stable source of income and can provide proof of employment stamped with the official seal of the unit; if self-employed, a valid business license; the applicant has good economic conditions and can provide a certificate issued by the unit Proof of financial resources such as income certificate or bank deposit certificate.

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On December 8, 2003, CITIC Bank Credit Card Center officially issued CITIC Credit Card. As of the end of October 2006, the cumulative number of cards issued had reached nearly 2 million, ranking first in the country. At the forefront of the banking industry, CITIC Platinum Credit Card ranks first in the country in terms of card issuance volume, initially establishing its position and brand image in China's credit card market.

CITIC Bank Credit Card has always been aimed at serving the public, and has applied credit cards to better serve the public. Many people who have used credit cards know that credit cards are very convenient and can be used not only in large shopping malls and supermarkets in China. , and can even be used in some foreign consumption places. Credit cards greatly facilitate the general public and allow banks to gain more profits from them.

CITIC Bank credit card is one of them, but when using CITIC Bank credit card, you need to pay attention to several issues.

The first thing is to develop good consumption habits and avoid brushing off all the credit limit without restraint. The use of credit cards is because on some occasions, when the cash and bank cards on you cannot be used for normal payment, you can use the credit card. Be able to use credit cards. CITIC Bank credit cards have a certain limit. Generally, high-quality customers will have a higher limit.

Another thing to note is that when using a CITIC Bank credit card, you must repay on time. Repaying on time is a sign of a person's responsibility. If the cardholder cannot guarantee timely repayment, it is best to Don't use credit cards.

The CITIC Platinum Card will charge an annual fee after the regular card is upgraded to a Platinum Card, and it cannot be offset with points, and it will be deducted after the user confirms the upgrade, regardless of whether you open the card (Platinum Card). CITIC Bank Credit Card Center is a business department established by China CITIC Bank Head Office in Shenzhen to conduct centralized operations, independent accounting, corporatization and professional management of credit card business.

CITIC Bank provides a number of financial services and can provide loans to all walks of life. Personal credit loans account for a large proportion of CITIC Bank’s loan business. In many cases, you can apply for installment payment for personal credit loans. , if the cardholder’s current bill amount reaches more than 800 yuan, he or she can apply for interest-free installment payment.

However, the bank’s re-installment requirements cannot be used for purchases that have been made in shopping malls and have been made after a single installment.

It should also be noted that holders of CITIC Bank credit cards can apply for interest-free installments within three working days from the current statement date to the repayment date.

If an individual wants to use the payment method after installment, he cannot change it again after determining the number and amount of installments. This requires attention. In addition, be sure to repay the loan on time to avoid creating more bad credit.

How to apply for a CITIC Bank credit card

Required conditions for applying for a CITIC Bank credit card:

1. Over 18 years old, with full capacity for civil conduct, legal and Chinese citizens, foreigners permanently residing in the country, and compatriots from Hong Kong, Macao and Taiwan who have a stable source of income and good credit standing can apply for a CITIC Bank credit card from the card issuer with their valid identity documents.

2. Identity documents

Domestic persons: a copy of ID card or military officer certificate;

Overseas persons: Compatriots from Hong Kong, Macao and Taiwan provide a copy of their pass, and other foreigners Please provide a copy of your passport.

3. Work certification documents

Work certificate or work permit stamped with the official seal of the unit;

4. Financial resources certification documents

The original income certificate issued by the unit, or the original bank deposit certificate, or a copy of the bank's salary record showing the applicant's name, or a copy of the income tax withholding voucher, or a copy of the self-owned real estate certificate.

The first thing you need to prepare when applying for a credit card from CITIC Bank is to be over 18 years old, and then provide proof of personal identity, property, workplace, etc. For specific information, you can inquire at a CITIC Bank outlet or call CITIC Bank’s customer service phone number. Ask in detail! I hope my answer will be helpful to you.

1. CITIC Credit Card Activation Methods

There are six main activation methods announced on the CITIC Credit Card official website, namely WeChat activation, mobile phone activation, SMS activation, phone activation, official website activation, and Network activation. The following is the activation process for various activation aspects:

1. SMS activation

Reserve a mobile phone number through the bank, edit the text message "kk ends with 4 digits or kk ends with 4 digits" 4-digit ID number ending with 6", send to 106980095558 to activate the credit card.

2. Telephone activation

Call the customer service hotline 95558 or 4008895558, choose to activate the card service, set the password and bill acquisition method as required, and finally press the numeric key 1 to activate the credit card.

3. Official website activation

Log in to the official website of CITIC Credit Card Zhongxin, select "My Account - Card Settings - Credit Card Opening" on the homepage, and then set the credit card information. According to the requirements of the page, you need to enter the ID number, validity period, security code, SMS verification code and other information, and click Next to activate the credit card.

4. Mobile phone activation

Download the CITIC Credit Card mobile APP card space, select the "I want to open a card" service, and complete the identity verification as required to activate the credit card.

5. WeChat activation

Follow the official WeChat ID of China CITIC Bank, find the credit card opening service, and enter the relevant information to complete the activation.

6. Branch Activation

Cardholders holding an unactivated credit card and their ID card should go to any CITIC Bank branch to ask staff for activation.

Operating environment: Redmi10x, MIUI12.5.7, Baidu 13.0.10, WeChat v3.0

How to apply for a CITIC Bank credit card

You can apply for a CITIC Bank credit card Go directly to the bank with valid documents.

CITIC Bank credit card application conditions are relatively loose, as long as you meet the following requirements: Age requirements: Domestic residents must be between 18-65 years old, and foreigners must be between 25-65 years old; 2. Work requirements: Have Stable work unit, income and fixed residence; 3. Credit requirements: no bad credit record (how to establish a good credit record)

1. On December 8, 2003, China CITIC Bank Credit Card Center officially issued As of the end of October 2006, CITIC Credit Card had issued nearly 2 million cards, ranking at the forefront of the domestic banking industry. Among them, CITIC Platinum Credit Card ranked first in the country in terms of card issuance volume, initially establishing its position and brand in the Chinese credit card market. image. CITIC Bank Credit Card has always been aimed at serving the public and has made credit card processing better for the public. Many people who have used credit cards know that credit cards are very convenient. They can not only be used in large domestic shopping malls and supermarkets, but can even be used in some foreign countries. When used in consumption places, credit cards greatly facilitate the general public and allow banks to gain more profits from them. CITIC Bank credit card is one of them, but when using CITIC Bank credit card, you need to pay attention to several issues. The first is to develop good consumption habits and avoid brushing off all the credit limit without restraint. Credit cards are used because on some occasions, when the cash and bank cards on you cannot make normal payments, you will use credit cards. CITIC Bank Credit Card There is a certain quota, and generally high-quality customers will have a correspondingly higher quota. Another thing to note is that when using a CITIC Bank credit card, you must repay on time. Repaying on time is a sign of a person's responsibility. If the cardholder cannot guarantee timely repayment, it is best not to use the credit card.

2. As one of the pioneers in the domestic credit card industry, CITIC Credit Card achieved remarkable results in 2006, with business indicators such as card issuance volume, transaction volume, and business income all reaching record highs. With the CITIC Magic Gold Card, "Air China Philanthropy" CITIC Credit Card, CITIC 2006 FIFA World Cup Mastercard, CITIC I Card, CITIC Maccolane co-branded card, CITIC Lufthansa Mall co-branded card, CITIC Xindaxin co-branded card, CITIC Netcom co-branded card, CITIC Telecom The debut of new products such as V-Card co-branded cards, the full launch of CITIC’s shopping mall installment business and mail-order installment business in cooperation with Gome and Suning, two national home appliance chain giants, the comprehensive upgrade of ten platinum card services, and “special discounts on shopping mall installments” The brand image of CITIC Credit Card has been rapidly improved and won high praise from all walks of life and customers through the innovation of a series of services such as "Sunday" exclusive store closing promotions and CITIC business travel services.

3. In 2006, CITIC Credit Card won the title of "China's Most Trustworthy in 2006" in the third "World Financial Laboratory Annual Awards" sponsored by World Managers Weekly, World Financial Laboratory, and Wall Street Telecom. "Top Ten Bank Cards" award; in the "China Credit Card Industry Observation and Evaluation" sponsored by Hexun.com, CITIC Credit Card stood out from 14 banks and relied on its excellent performance in fees, card services, functions, and value-added. , won the second overall ranking in the 2006 China Credit Card Evaluation, and won the excellent "2006 China Credit Card Evaluation Best User Experience Award". With its unique product design and personalized service functions, CITIC Magic Gold Card was awarded the "Most Valuable Women's Credit Card Product Award" by VISA International Organization and the "2005-2006 China Outstanding Marketing Award" hosted by the Economic Observer. Third prize in the industry; CITIC Platinum Card was selected into the 2006 "China's Top Brands List"; CITIC Bank Credit Card Customer Service Center won the title of "2006 China's Best Call Center" for its thoughtful and meticulous service?

How to apply for a CITIC Bank credit card

CITIC Bank Credit Card Application Conditions:

Any natural person with full capacity for civil conduct can apply for a CITIC Credit Card Personal from the card issuer with his or her valid identity document and other documents required by the card issuer. Card master card. The age requirement to apply for the main card is 18-60 years old; the age requirement for the supplementary card is 16-65 years old. Currently, only second-generation Chinese resident ID card applications are supported.

The main cardholder of a personal card can apply for supplementary cards for other natural persons.

The principal cardholder shall be jointly and severally liable for the debts incurred under the principal card and the supplementary card, and the supplementary cardholder shall be jointly and severally liable for the debts incurred under the principal card.

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Information required to apply for a CITIC Bank credit card:

1. Proof of identity Copies of documents;

2. Work certification documents: work certificates stamped with the company’s official seal or a copy of the work permit;

3. Financial resources certification documents: original income certificate issued by the company, or The original bank deposit certificate, or a copy of the bank's salary record showing the applicant's name, or a copy of the income tax withholding certificate, or a copy of the property certificate.

For more information on how to apply for a CITIC Bank credit card, go to: View more content

How to apply for a CITIC Bank credit card. There are several ways to apply for a credit card

Credit card application There are many channels, whether it is traditional bank branch application or new online application, each has its own advantages and disadvantages. Applicants can choose according to the characteristics of different application channels. How to apply for a CITIC Bank credit card, the following four methods are summarized.

1. Online application

Log in to the CITIC Bank Credit Card Center, click "Apply for Credit Card", enter the credit card introduction page, select your favorite card, click "Apply Now", and then enter the application page, follow the prompts to complete the application process.

Comments: The application is convenient, the operation is simple, and the card is issued quickly. However, you cannot submit additional application materials, such as proof of financial resources, which may affect the card application, and the chance of being approved for a high-limit credit card is very low.

2. Application at bank outlets

Card applicants should prepare the materials directly and go to the counter of any CITIC Bank outlet to apply.

Comment: As a traditional credit card application method, although it takes longer to review the card than online application, more detailed information can be provided to the bank, which will help to successfully apply for the card, and even the credit limit. It will be relatively higher.

3. Customer Service Hotline

Call China CITIC Bank Credit Card Customer Service Hotline: 400-88-95558, press "0" to switch to manual service, then press "5" to enter the credit card application function, and then Apply for a CITIC Bank credit card from customer service staff.

Comments: Applying for a credit card through the customer service phone takes a long time. After the application is made, the bank arranges for staff to come to collect information before going through the review process. It is more suitable for customers who are not in a hurry to use the card.

4. SMS application

Use your mobile phone to edit the SMS: BK. Users of China Mobile, China Unicom and China Telecom can apply for a CITIC Bank credit card by sending SMS to 106980095558. Users only need to pay ordinary text message fees to the mobile phone network operator, and the reply text messages sent to you by CITIC Bank are free of charge.

PS: CITIC Bank credit card application review requires a comprehensive assessment by the bank's credit reporting system, with many reference factors, such as age, job stability, income, credit record, etc. If the card application review is not passed and the applicant's work or financial information has changed later, the applicant can resubmit the information and apply again after 3 months. I believe everyone knows how to apply for a CITIC Bank credit card. Let’s introduce a CITIC credit card application platform to achieve truly fast card processing!

That’s it for the introduction to ZTE credit card application.