How can the money in WeChat be transferred to the bank for deposit?

If you want to deposit the money in WeChat in the bank, you have to deposit it regularly. You must first bind a bank card to your WeChat, and then withdraw the money from WeChat to the bank card. You can handle time deposit business at the corresponding bank counter with your bank card.

The bank with the date of death is bound to WeChat, and the money on it is not needed, but it can be withdrawn from the bank. If it is not due, interest will be calculated according to the current period, and there will be interest loss. According to the relevant provisions of the Commercial Bank Law on the protection of depositors:

1 Article 29 Commercial banks shall follow the principles of voluntary deposit, freedom of withdrawal, interest-bearing deposit and confidentiality for depositors.

2. Article 33. Commercial banks should guarantee the payment of deposit principal and interest, and may not delay or refuse to pay deposit principal and interest.

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What are the time deposit methods?

If customers need to gradually accumulate monthly balance, they can choose the deposit method of "lump sum deposit and withdrawal". Lump sum deposit and withdrawal refers to the fixed deposit with an agreed amount, which is deposited monthly according to the agreed amount and the principal and interest are withdrawn at maturity. If a customer has money that he doesn't need to use for a certain period of time, he only needs to draw interest on his petty expenses regularly. Customers can choose "deposit with interest" as their regular savings deposit. "Deposit principal and interest" is a kind of time deposit, in which the principal is deposited in one lump sum, the interest is withdrawn in installments, and the principal is withdrawn at maturity.

If a customer has a large monetary income and needs to withdraw it by stages within a certain period of time, he can choose the "lump sum deposit and withdrawal" method as his own savings deposit method. The "lump sum deposit and withdrawal" business is a fixed deposit with a pre-agreed term, lump sum deposit and withdrawal, withdrawal of principal by installments and withdrawal of interest at maturity.

How do individuals handle bank time deposits?

1. Get ready. When you put your income and money in the bank for a fixed period of time, you must be prepared. The preparation work is to prepare the money we need to deposit in the bank, as well as the ID card and the password of the deposit.

2. Fill in the deposit certificate. After the preparation is completed, we can go to the nearest bank outlet, and the staff at the counter should go to the bank to undertake it regularly. Fill in your name on the certificate of deposit. Be careful that your name is the same as that on your ID card. In addition, you need to fill in the deposit amount and term, as well as your certificate, certificate number and your own signature on the deposit certificate.

3. After filling out the ID card leaflet, you need to give your ID card to the bank staff to help you copy it. After copying, we need to sign the copy.

4. Submission of materials. After the ID card is copied, you need to give the money, ID card and ID card copy to the staff. When they have settled the money, they will go through the relevant procedures for time deposit for you. We need to set a password when going through the formalities. After the password is set, the time deposit will be successfully processed. If you are an agent, you must take good ID cards of yourself and the agent, and fill in the name and contact information of the agent when filling out the form.