Shanghai interviews with real estate companies and intermediaries: shall not assist home buyers to circumvent real estate control policies

On February 2, the official WeChat account of the Shanghai Municipal Housing Security and Housing Administration "Fang Keyuan" announced that the Shanghai Municipal and District Housing Administration Departments, together with the Municipal Market Supervision and Administration Bureau and other departments, will conduct inspections on intermediaries and intermediaries. The real estate company held interviews and reported recent violations of laws and regulations in the real estate field.

It is reported that in order to implement the "Opinions on Promoting the Stable and Healthy Development of the City's Real Estate Market" and further standardize the order of the real estate market, according to the arrangements of the city's real estate market management and law enforcement linkage working mechanism, on February 1, Shanghai The municipal and district housing management departments, the Municipal Market Supervision and Administration Bureau, the Municipal Urban Management Administrative Law Enforcement Bureau, the Municipal Communications Administration Bureau, the Economic Investigation Corps of the Municipal Public Security Bureau, and the Criminal Investigation Corps jointly interviewed major real estate brokerage agencies and sales agents operating in Shanghai companies and representative real estate companies.

The participating departments interpreted the policies and regulations in the field of real estate sales and reported on the recent investigation and punishment of illegal activities in the real estate field.

The meeting required all business entities in the real estate industry to always adhere to the positioning of housing for living, not speculation, strictly abide by relevant national and Shanghai laws and regulations, and effectively implement national and city real estate control policies.

At the same time, all real estate brokerage agencies must continuously strengthen the management of front-line personnel during the operation process, and must not induce, instigate, or assist house purchase and sale parties to violate or circumvent real estate control policies, tax collection, and financial supervision policies. Regulations; information that is not allowed to speculate on rising housing prices or create panic about home purchases; is not allowed to participate in illegal real estate financial activities such as business loans, down payment loans, consumer loans, etc.; is not allowed to be sent by phone, text message, email, etc. without the consent or request of the parties involved Real estate advertising and promotion of real estate; when new commercial residential projects are put on the market, they must not charge so-called "tea fees" and "relationship fees" with promises such as "guaranteed to win" or "guaranteed to buy"; they must effectively manage the business they operate Internet real estate information platforms or store display windows ensure the authenticity and validity of the published housing information.

The meeting also mentioned that all real estate development companies and sales agencies must strictly abide by relevant laws and regulations, and are not allowed to advertise pre-sale prices and times for real estate projects that have not been approved for pre-sale; Attention must be paid to the management of information released in cooperation with WeChat public accounts. When releasing project information through WeChat public accounts or the home purchase exchange groups established by them, the relevant regulations on real estate advertising must be strictly abided by; artificial creation or fabrication of so-called project hot-selling information is prohibited; It is not allowed to increase the down payment requirements of home buyers in disguised form through the so-called subscription money or fund certificates; project sales management must be strengthened, and there must be no illegal activities such as false publicity, extra-price increases; and there must be no illegal construction or occupation in the model houses* **Use parts for decoration and other behaviors.

Judging from the recent property market policies released by Shanghai, regulatory actions are constantly escalating.

On the evening of January 21, Shanghai issued the "Opinions on Promoting the Stable and Healthy Development of the City's Real Estate Market", regulating housing demand through a series of "combination punches", strengthening market supervision, and promoting the real estate market. Stable and healthy development. The "Opinions" require that "for couples who purchase commercial housing within three years of their divorce, the number of housing units they own shall be calculated based on the total number of housing units owned by the family before the divorce." "If an individual sells a housing purchased less than five years ago, the full value-added tax will be levied."

On the evening of January 29, the Shanghai Banking and Insurance Regulatory Bureau issued the "Notice on Further Strengthening the Management of Personal Housing Credit", once again strengthening the positioning of "housing is for living, not for speculation", and put forward some suggestions for the management of personal housing credit. Further requests. The Shanghai Banking and Insurance Regulatory Bureau has made it clear that it will strictly review the minimum down payment ratio, debt service-to-income ratio, loan limit, etc. of personal housing loans; at the same time, it will strictly control the issuance of personal housing loans, and subsequent housing loans will focus on supporting loans for purchasing first home owners. Housing loans can only be issued to individuals who purchase housing whose main structure has been capped.

Follow-up, the meeting pointed out that all administrative departments will further increase administrative supervision and law enforcement in the real estate field, and take multiple measures to continue to rectify and regulate Shanghai through media exposure, credit punishment, administrative penalties, transfer for investigation, etc. The city's real estate market order will be maintained, the legitimate rights and interests of home buyers will be effectively safeguarded, and the Shanghai real estate market will be promoted to a stable and healthy development.