I received a lawyer's letter from Instant Finance. I don't know if it's true or not.

A lawyer's letter is true as long as it has the official seal of the law firm.

According to the relevant measures of online loan management, online loan platforms can only provide loan matching services, and cannot borrow from outside. However, many platforms in the industry belong to collective funds for re-lending, borrowers are suspected of fiction, and the legitimacy of lending business is in doubt.

The comprehensive interest rate of online lending platform includes beheading interest, handling fee and service fee. Most of them are much higher than the red line of 24%. According to the provisions of the Supreme Law on the interest rate of private lending, the court will not support it if it exceeds 24%.

Extended data:

Precautions:

A lawyer's letter does not need to be as detailed as a legal opinion when describing the facts, but simply summarizes the facts and the focus of disputes between the two parties according to the materials provided by the client.

Legal opinions are made by lawyers on the basis of adequate data preparation and legal research, but lawyers often do not fully grasp the facts and evidence of the case when issuing lawyers' letters. Lawyer's letter is more of a statement function than an analysis function. The lawyer's letter is just an outpost, and there are a series of joint actions behind it. It's not appropriate to elaborate. If you talk too much, it's gone.

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Baidu encyclopedia-lawyer's letter

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