How to withdraw cash from Pudong Credit Card?

How does PUFA withdraw cash on mobile phone?

Pufa credit card can be withdrawn. If you want to withdraw cash directly through your mobile phone, you can log in to online banking or mobile banking for overdraft transfer directly.

1. If the credit card is overdrawn with the UnionPay logo, you can withdraw cash directly through ATM.

2. Go to the bank outlets and withdraw cash directly at the counter.

3. Call the bank hotline 95528 to apply. Generally, the bank will deposit the cash directly into your savings card, and you can use it directly.

4. Overdraft transfer can be made directly through online banking or mobile banking and transferred to a savings card.

In addition, there are handling fees and interest. The withdrawal fee of Shanghai Pudong Development Bank is 20% of the withdrawal amount, with a minimum 20 yuan for each withdrawal. At the same time, credit card overdraft withdrawal, in addition to the handling fee to pay interest, do not enjoy interest-free treatment. The daily interest rate of withdrawal is 0.5 ‰, with monthly compound interest.

Shanghai Pudong Development Bank is a national joint-stock commercial bank approved by the People's Bank of China1August 28, 1992, opened on October 9, 1993/KLOC-0, and successfully listed on the Shanghai Stock Exchange (stock code: 600000). Its head office is located in Shanghai.

Can Pufa Credit Card withdraw cash? How to operate?

First, ATM cash withdrawal. Withdraw RMB cash from ATM machines of other banks with UnionPay logo by card and password.

Second, cash withdrawal at the counter. Cardholders can withdraw RMB cash at the counters of branches of Shanghai Pudong Development Bank with their cards and passwords.

If you want to withdraw cash overseas, you can use your card and password to withdraw local currency from the local ATM with VISA or MasterCard or UnionPay logo.

1. Shanghai Pudong Development Bank credit card withdrawal fee:

1, withdrawal fee

The handling fee for domestic RMB cash advance loan is 2% of each advance loan amount, and the minimum handling fee is RMB 20 per advance loan; The handling fee for overseas cash advance is 2% of each cash advance, and the minimum fee is RMB 20 yuan/USD 2 yuan/EUR 2 yuan/GBP. There is no inter-bank handling fee for cash advance.

2. Cash withdrawal interest

Cash borrowed in advance does not enjoy interest-free repayment. From the date of withdrawal to the date of settlement, interest will be charged at the daily rate of 0.5 ‰, and compound interest will be charged on a monthly basis. Cash withdrawal on the same day, repayment on the same day, so there will be no interest. Many banks will start to calculate the interest from the day they enter the bank, and start to calculate the interest for one day after 24 hours. If they repay on the same day, there is no interest, but some banks will still deduct a certain handling fee.

2. Precautions for cash withdrawal by credit card:

1, free of charge

Under normal circumstances, credit card withdrawal will charge a certain fee, but now most banks have a free cash withdrawal policy; However, fee-free does not mean interest-free. At present, all banks have to charge interest for cash withdrawal, which is free of handling fees, but cardholders still have to pay 0.05% interest every day.

2. Handling fee

Generally speaking, the cash withdrawal fee is directly deducted from the cash withdrawal. Domestic bank credit card withdrawal fee is 65438+ 0%-3% of the withdrawal amount, which is still relatively expensive in the long run.

3. Cash withdrawal amount

The withdrawal amount is not the credit amount: it is clearly stipulated by general banks that the withdrawal amount usually cannot exceed 50% of the credit amount and 30% of the available balance.

4. Daily cash withdrawal limit

Basically, all bank credit card withdrawals have a daily limit, but the limit will be different due to different bank policies. I suggest you follow the card issuing behavior. Some high-grade credit cards can withdraw 80% of the credit line and 50% of the available balance.

How to withdraw cash after Shanghai Pudong Development Bank applies for reducing the credit line?

Withdrawal method after Shanghai Pudong Development Bank applies for reducing the credit line:

1. To withdraw cash on the mobile app, you need to apply to Shanghai Pudong Development Bank for credit card cash installment business. After the bank passes the application, it can withdraw the amount to the bound savings card.

2. Take my ID card and credit card to any business outlet of Shanghai Pudong Development Bank, and use the credit card transaction password to withdraw cash at the counter.

Excuse me, can Pufa Credit Card withdraw cash?

Hello, the credit card of Shanghai Pudong Development Bank can be withdrawn.

The quota of Shanghai Pudong Development Bank is 30% of the total credit card, which means that the total credit card of Shanghai Pudong Development Bank is 10000 RMB, so the total cash withdrawal is 3000 RMB.

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The credit card of Shanghai Pudong Development Bank can be withdrawn, but the withdrawal amount is limited.

At present, the quota of Shanghai Pudong Development Bank is 30% of the total credit card. Moreover, the credit card withdrawal fee of Shanghai Pudong Development Bank is 3%, with the lowest 30 yuan and the highest uncapped.

For more information about whether Pudong Development Credit Card can be withdrawn, please visit: See More.

Cash withdrawal method and handling fee of credit card of Shanghai Pudong Development Bank

Credit cards are generally used for credit card spending, and it is not recommended to withdraw cash. Credit card withdrawal is a temporary emergency function. Most credit card withdrawals require a handling fee. Many small partners don't know how to withdraw cash and how much the handling fee is, so they dare not withdraw cash easily. Today, I will take stock of the withdrawal methods and withdrawal fees of Shanghai Pudong Development Bank's credit cards.

There is no interest on credit card deposits, and there is a handling fee for cash withdrawal.

First, Shanghai Pudong Development Bank credit card withdrawal method

Cash withdrawal at outlets: Credit card holders of Shanghai Pudong Development Bank can take their valid ID card and credit card transaction password to the counters of nearby business outlets or the counters of card issuers marked on credit cards to withdraw cash.

ATM cash withdrawal: Credit card holders of Shanghai Pudong Development Bank can withdraw cash at ATMs of institutions identified by global credit cards.

Six skills of credit card repayment in Shanghai Pudong Development Bank. Don't worry about easy repayment.

Two. Shanghai Pudong Development Bank credit card withdrawal fee (discussed in three cases)

1, domestic overdraft withdrawal fee

The credit card overdraft of Shanghai Pudong Development Bank is charged at 3% of the cash withdrawal amount, with a minimum of 30 yuan RMB.

2. Overseas overdraft withdrawal fee

The handling fee for overseas withdrawal of Shanghai Pudong Development Bank's credit card is calculated at 3% of each withdrawal amount, and the minimum charge is USD 3 per withdrawal (or equivalent in other foreign currencies).

3. Pay the recovery fee more.

Bank ATM: the lowest cash withdrawal is 5 yuan. ATM of other banks: 3% of the cash withdrawal amount, not less than 30 yuan RMB.

What do you mean by credit card withdrawal and withdrawal? What is the difference?

Tips: Cash withdrawal by credit card is a small cash loan provided by the bank for cardholders, which helps cardholders to flexibly allocate funds when they are in urgent need. Under normal circumstances, don't withdraw cash easily. This is a waste of money. Some credit cards are conditionally free of charge, which may be a monthly down payment, so be sure to pay attention to it ~

Where is Pufa?

1. Withdraw cash through ATM. Users can go to the nearest ATM, insert the credit card of Shanghai Pudong Development Bank, enter the bank card password and complete the cash withdrawal.

2. Withdraw cash through the counter of Shanghai Pudong Development Bank's business outlets. Users can bring their credit cards and ID cards to the nearest counter of Shanghai Pudong Development Bank to apply for cash withdrawal.

Let's stop here for the introduction of how to withdraw cash from Pudong Development Credit Card.