How to intercept online loan collection calls? How to intercept excessive collection calls?

In recent years, the online lending industry has flourished, and hundreds of microfinance platforms have emerged every year. Once users are caught in the mud of online loans, it is difficult to get out. Because the interest rate of private loans is generally high, some informal lending institutions use the characteristics that borrowers are in urgent need of money to lend a lot. If the borrower can't afford it, he will face the bombing of the collection phone. So how to intercept the collection call of online loans? How to intercept excessive collection calls? 1, change your mobile phone, which is the most effective way. As long as you apply for a new phone card, you will never receive a collection call again. However, if it is a number that has been used for a long time, and many bank cards and accounts are bound, you need to reset it, which is more troublesome, and your relatives and friends have to notify them one by one. 2, mobile phone software housekeeper, there are many programs in the application market that specifically intercept harassing calls, such as 360 and Tencent. , you can add strange and reported phone numbers to the blacklist, and you can also set short message keywords to intercept short messages. This way avoids changing the number, but now the collection is carried out by VoIP, and the number changes at any time, which is difficult to intercept. This method is not accurate enough. 3. White list mode. By default, all calls are not answered except the address book. The advantage of this is that it can prevent collection calls. The disadvantage is that other calls cannot be answered, which may affect daily work and life. In short, telephone collection is the most commonly used way for online lending institutions, because the cost is low, which can not only affect the daily life of borrowers, but also not violate the law. For borrowers, it is necessary to develop good consumption habits and avoid usury. Once they can't afford it, they should seek legal ways to solve the problem so as not to cause more serious consequences.