What does Shanghai Pudong Development Bank MGM mean?

1. Credit card rewards given to cardholders must be used within the validity period. If the cardholder does not use the credit card bonus within the validity period, it will be deemed as an automatic waiver of the reward, and the credit card bonus will be automatically invalidated. If eligible cardholders apply for card refund during the activity, Bank of Communications has the right to cancel or deduct the cardholder's bonus. The rules for obtaining, inquiring and using credit card payment are subject to the terms and conditions of credit card payment. For details, please refer to the website of Bank of Communications Credit Card.

2. The activity card payment will be introduced into the cardholder's special account for credit card payment of Bank of Communications before the end of the next month after meeting the activity conditions. The validity period is 30 days (inclusive) from the date of credit card import. After the introduction of credit card payment, the Bank of Communications will notify the cardholder by SMS, and the cardholder can also log in to the Bank of Communications credit card online banking and mobile banking to inquire about the account and detailed information of credit card payment.

3. Credit card payment cannot be directly used for credit card consumption. Instead, it will be automatically returned within the validity period of credit card payment, deducting the RMB transaction amount stipulated in these terms, and credited to the cardholder's account within three days after the transaction record stipulated in these terms.