Does Baidu have the money to spend 70,000 yuan on a three-year interest-free loan?

Hello, Youhuahua is a credit service brand of Xiaoman Finance (formerly Baidu Finance). Youhuahua currently does not provide interest-free loans. The interest rate of Youhuahua products is determined by the system according to the comprehensive situation of users, and the lowest interest rate is 0.0 1%, which is subject to the display on the App homepage after the quota application is successful. The following describes the interest calculation methods of three products with rich flowers.

1, All Easy Loan

The interest on all-easy loans is calculated from the day you successfully borrow. However, the interest rate of this kind of loan is determined by the system according to the comprehensive situation of users, which is subject to the display on the homepage of Iman Loan after the successful application for the quota. It is recommended to maintain a good reputation, and the system will adjust it irregularly according to the user's usage. In general, the calculation method of interest is residual principal × interest rate × actual borrowing days, and the daily interest rate is subject to the display on the home page of your all-easy loan. For example, if you borrow 3,000 yuan, and the loan term is 3 installments, your daily interest rate is15,000 yuan, and the first installment will generate 1.5 yuan interest every day; After the first installment is paid off, the remaining principal is 2000 yuan, and the interest of 1 yuan is generated every day; And so on.

2. Enjoy the loan.

The loan interest of privileged loans is calculated as follows: residual principal × interest rate × actual borrowing days; The daily interest rate is subject to the product page display. For example, if you borrow 36,000 yuan, the loan term is 12, and your daily interest rate is15,000 yuan. In the first installment, you will earn 18 yuan interest every day. After paying off the first installment, the remaining principal is 33,000 yuan, and interest will be generated every day 16.5 yuan, and so on.

3. Short-term loans

Interest on short-term loans is calculated from the day you successfully borrow. The calculation method of loan interest is residual principal × interest rate × actual loan days, and the daily interest rate is subject to the interest rate indicated on the loan page. For example, if you borrow 3,000 yuan, the loan term is 3 installments, and your daily interest rate is 0.05%, the first installment will generate 1.5 yuan interest every day; After paying off the down payment, if the remaining principal is 2,000 yuan, the daily interest will be 1 yuan, and so on.

Click on the bottom of the mobile phone to calculate the amount immediately, and the maximum loan amount is 200,000.