How to inquire about the medical insurance fund

The inquiry method of medical insurance fund is as follows:

1. Telephone inquiry: You can call the health insurance card balance inquiry hotline, such as 12333, and enter relevant information according to the manual prompt for inquiry.

2. Pharmacy inquiry: In pharmacies in some areas, you can inquire about the balance of the medical insurance fund with relevant certificates.

3. Social Security Bureau Inquiry: Go to the local social security bureau and inquire through the window or self-service inquiry machine. However, this method may be inconvenient for office workers because they need to take time out to deal with it.

4. Online inquiry: Many areas have established online medical insurance fund inquiry systems. The insured can visit the official websites of local social security bureaus or relevant departments, find relevant options such as "medical treatment" and "personal account" in "personal service" or similar options, and then enter personal identity information for verification. After success, the system will display medical insurance account information, including payment records and reimbursement.

Attention should be paid to the use of medical insurance cards:

1. Cash withdrawal is prohibited.

No unit or individual may violate the scope and requirements of the medical insurance card, and it is strictly forbidden to take cash.

2. Some provincial and municipal medical insurance cards can be used by the whole family.

In some provinces and cities, such as Zhejiang Province and Guangzhou City, the surplus funds of individual medical insurance accounts over the years can be used to pay the medical insurance expenses of employees' spouses, children, parents and other close relatives who participate in basic medical insurance, so as to realize mutual assistance among family members.

3. The following medical insurance will not be paid.

Seeing a doctor in a non-designated medical institution or buying medicine in a non-designated retail pharmacy (except emergency): self-injury caused by personal fighting, drug abuse or other illegal acts; Treatment for alcoholism, suicide and self-mutilation; Injuries caused by traffic accidents, medical accidents or other liability accidents; And the situation that the state or local regulations should be paid by individuals.

To sum up, there are various ways to inquire about medical insurance funds, and the insured can choose the appropriate inquiry method according to their own situation and needs to know their medical insurance funds in time.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 12

The basic medical insurance premium is levied on a monthly basis, and the employer and employees shall pay the basic medical insurance premium to the tax collection authority within the prescribed time limit. The part that individual employees should pay shall be withheld and remitted by the employer from their wages.