Is the credit card of China Everbright Bank approved well?

Hello, the credit card rate of China Everbright Bank is relatively high, so it is relatively easy to handle. However, Everbright Credit Card requires higher personal credit, which needs attention.

Whether the credit card of China Everbright Bank is approved mainly depends on whether the applicant can meet the approval conditions of the credit card of China Everbright Bank. The approval conditions are as follows:

1. The main card applicant must be 18 years old or older, but not more than 65 years old, and must have full capacity for civil conduct.

2. The applicant for the secondary card should be over 16 years old, but not over 65 years old, and he is the immediate family member of the cardholder of the primary card.

3. The main card applicant must have a stable job, a legitimate source of income, and the monthly income can repay the credit card bill on time.

4. The applicant for the main card and the auxiliary card must have a good personal credit record and no record of major breach of contract.

5. The main card applicant needs to have certain financial certificates, such as income tax withholding vouchers, or documents proving the market value of houses, cars, deposits, investments, etc.

Information required to apply for a credit card:

1, identification materials;

2. Proof of work and income;

3. Proof of financial resources;

4, academic titles, professional qualification certificates, own real estate license, own car driving license and other auxiliary materials.

Processing flow:

1, apply for an appointment online;

2. Three to five working days after the appointment, a staff member will come to contact and collect information;

3. It takes about 7 to 10 working days for the banking system to review personal information and call back;

4. If approved, the credit card will be sent in about 10 working days.

Everbright credit card approval has the following characteristics:

1. When applying for a credit card, you need to submit proof of identity, proof of work, proof of income and other materials;

2. The credit status is good, and there can be no overdue records;

3. Income will affect the credit limit of credit cards;

4. The credit card limit of married applicants is higher than that of unmarried applicants;