Joke Collection Website - Public benefit messages - Is the collection number at the beginning of 1068 true?
Is the collection number at the beginning of 1068 true?
Therefore, the borrower received a collection short message beginning with 1068, and most of the short messages were true. However, when the borrower receives the text message, he still needs to determine whether he really has loans overdue. If there is no loans overdue, but you receive this overdue text message, it must be someone using their own information to borrow money, or it is just a fake text message.
Generally speaking, if there is the word "unsubscribe back to T" at the end of the collection message, many of them may be false messages. If the short message does not indicate the borrower's overdue amount, loan time, overdue days, etc. Nine times out of ten, this is also false.
Collection is to use communication devices such as telephone messages as communication tools with customers to convey the repayment amount and repayment time to debtors. By putting pressure on the debtor or his family to achieve the purpose of repayment.
Telephone collection has several advantages. First, it is safe, because in the process of home delivery, after all, people ask for money, and everyone is very proud. Faced with some details such as repayment time and repayment method, some disputes will certainly occur, which will easily lead to contradictions. After all, people are required to pay back the money. Therefore, telephone collection provides a relaxing space and ensures the safety of the collection personnel.
Followed by efficiency and convenience. As long as someone answers the phone, you can directly urge the customer to pay back the money. If customers forget, they can call several times to remind them and increase the frequency of calls.
Thirdly, with the improvement of computer-aided system, after telephone collection, we can record and feedback some details, contact information, repayment willingness and repayment ability of the debtor, and adjust a collection strategy at any time to prepare for subsequent collection.
Fourth, there are many auxiliary tools for telephone collection. For example, SMS, email, WeChat, and even sending letters. Help in various ways to achieve the goal of recovering the arrears.
Fifth, the cost of telephone collection is relatively low, which can also avoid some legal risks. At present, the telephone charges of the three major communication operators are relatively low, and there are some professional calling software. It's also cheap to make a phone call. Telephone collection does not need to contact the borrower directly, and it also avoids some legal risks.
Telephone collection is an indirect way, which also eliminates geographical restrictions. At the same time, it is also a collection method with the lowest cost and better effect. But because communication technology also has its limitations, because you don't face customers, what customers say may be true or false. You can only judge the truth according to your own experience.
There was a situation before. Call the customer and the customer says to deposit the money in the bank. Later, I saved money and turned off my phone and disappeared. Then I called the client's wife to know that the client didn't go to the bank at all, but went to work in the company. If the customer's mobile phone is down or the number is empty, they can only contact by other means. If it is a malicious evasion of repayment, it is difficult to find him through these devices without answering the phone. Therefore, telephone collection also has its limitations.
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