How to transfer money by mobile phone?

If you want to transfer money by mobile phone, you can do it in the following ways:

1. Use the mobile phone WeChat app to transfer money (WeChat transfer function);

2. Use the mobile phone Alipay app to transfer money (Alipay transfer function);

3. Online bank transfer (online banking transfer function);

4. the mobile app of each bank transfers money (the account app transfer function of major banks).

Take mobile banking as an example:

How to transfer money by mobile banking:

Step 1-Download and install the mobile banking APP

At present, most banks' mobile banking supports Android and iPhone phones, so you can go to the major banks in official website to download the APP corresponding to the mobile phone model. After downloading and installing, log in to your mobile banking account.

Step 2-Choose the correct transfer method

At present, there are generally four transfer methods for mobile banking, namely, peer-to-peer local transfer, inter-bank local transfer, peer-to-peer remote transfer and inter-bank remote transfer.

Some mobile banks generally have strict requirements on transfer methods, so don't make a mistake. Know where the account bank of the other party's account is before transferring money. Some mobile phone banks also need you to fill in the specific name of the bank of deposit of the receiving bank.

step 3-enter the password to complete the transfer

after filling in the relevant information of the payee's bank, enter the password to complete the transfer.

Different banks have different standards for the transfer limit of mobile banking. Several mobile banking transfer limits in prime bank are as follows:

1. ICBC

uses the "six-digit password+SMS verification code" to transfer large amounts of funds, up to 2, in a single transaction and 1 million in a day.

2. CCB Bank

peers have a single transaction of 5, yuan, with a daily cumulative of 1 million yuan; His bank's single transaction is 5, yuan, and the daily cumulative amount is 5, yuan.

3. Shanghai Pudong Development Bank

The maximum amount of foreign transfer payment in a single day is 1 million yuan. After the "SIM Shield" certification, the maximum amount of accumulated foreign transfer in a single day can reach 5 million yuan.

4, China Merchants Bank

SMS verification code transfer, up to 1 million/transaction, 5 million/day; UKEY verification code transfer limit, 5,/day.

the cardholder can consult the issuing bank about the transfer limit of mobile banking in each bank. In addition, the transfer limit of mobile banking in each bank can be modified. If you want to ensure the safety of funds, you can lower the limit.

(device: Apple 11, ios15)

(WeChat 7..14) (Alipay 1.2.36)