Joke Collection Website - Public benefit messages - What's with the incense coins?
What's with the incense coins?
The online loan has been cheated but the loan contract has been signed. If the customer refuses to repay the loan later, he may be constantly urged by the platform. Moreover, the other party will not only send text messages and phone calls to the customers themselves, but also find emergency contacts, and even directly obtain information from the customer address book to find relatives and friends in the customer address book. At that time, daily life will inevitably be disrupted. In addition, the other party may charge a high penalty interest in violation of regulations, or charge various unreasonable fees such as post-loan management fees, so that customers will bear considerable repayment pressure.
Loan fraud is mainly based on paying interest expenses in advance; Fraud under the pretext of proving repayment ability; Fraud under the pretext of paying handling fees; First, you are required to upload information, and then you are required to apply for a bank card and transfer the money to the card to prove your repayment ability. Finally, transfer the money on your card to other accounts; Pretending to be a bank customer service to commit fraud. Therefore, it is suggested to prevent the occurrence of loan fraud cases and choose formal lending institutions; It is best to visit the company in person; Don't believe the small advertisement of "unsecured loan" easily, so as not to be deceived.
What if the loan is cheated?
If the loan is cheated, customers are advised to quickly collect relevant evidence, such as transfer records and screenshots. , and report to the local public security department; Or bring a lawsuit to the local people's court. I suggest that you can find other customers who are also defrauded by the loan platform.
At the same time, customers can also call the local CBRC or the Internet Finance Association reporting platform, log in to the Internet Finance Association official website, and report online on the reporting platform. For the arrears of the platform, the customer does not need to repay. If the loan account number of the platform can be cancelled, it is best to cancel it quickly. There are also bound bank cards on the platform, so it's better to untie them quickly. In order to prevent the platform from obtaining bank card information, you can also change the password of the bank card. And if it has been continuously collected, customers can also choose to blacken it without disturbing interception.
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