What does the text message mean that you are eligible for a loan? Let's see if this is the case.

Many people often receive various text messages, many of which will mention "Congratulations on getting the platform loan qualification". Few people find it strange because they have not registered on this platform. So, what does SMS mean, which means that you have obtained the loan qualification? Here is a brief introduction.

What does the text message mean that you are eligible for a loan?

There are two situations to consider.

1. If you are a customer of the loan platform, for example, you have previously registered an account of the loan platform, or you have handled other business of the loan platform.

For example, if someone is a customer of a bank and has left relevant information in the bank, but has not applied for a bank loan, the bank will also send a text message to remind him that he is eligible for a loan. In fact, it is an invitation message, which shows that the bank meets the loan conditions after preliminary examination of customers, so this message is sent to let customers borrow money.

However, it should be noted that it is not true that you can apply for a loan on the loan platform after receiving this short message. After submitting the loan application, the loan platform will re-evaluate the customer's current credit status. If the score is not enough, even if you receive an invitation message, you will be refused a loan.

2. If you are not a customer of the loan platform, you have never registered an account of the loan platform, nor have you handled any business related to the loan platform.

If you receive a short message reminding you that you are eligible to apply for a platform loan, it is very likely that your mobile phone number was leaked and the loan platform used this number to send harassing short messages. There is no need to ignore this situation. Just delete the message directly, or download an interception software on your mobile phone to intercept this harassing message.

The above is the introduction of "SMS saying that you have obtained the loan qualification", and I hope it will help everyone.