What if I can't borrow the loan amount? What is the reason?

Ronge Loan is a credit loan product issued by China Industrial and Commercial Bank to borrowers who meet certain conditions. It does not need collateral and bears interest on a daily basis, so it is loved by many small partners. But some small partners have quotas but don't use them. Then, what if Rong E can't borrow the quota? Let's take a look!

What if I can't borrow the loan amount?

Rong e can't borrow the quota, usually because the user's personal comprehensive qualification has not passed the platform audit. There are many reasons for the failure of e-loan, which may be poor credit reporting, illegal use of loans, changes in bank policies, etc. It is suggested that users can call the bank staff to find out the specific reasons and then deal with them according to the reasons.

What are the reasons why Rong e can't borrow the quota?

1 ICBC's credit line is insufficient: it may be that ICBC's own credit line is insufficient, which leads to the inability to increase the credit line of e-finance.

2. Recent card cancellation: If there are recent card cancellation and credit card cashing, it will also affect the amount of e-borrowing. Once it is subject to bank risk control, it will be immediately pulled into the bank's gray list and cannot use e-loan.

3 No debit card for collection and repayment: Rong E requires that the collection and repayment card must be an ICBC debit card account registered at the applicant's counter, and the passbook cannot be used as the collection card number.