Received a short message on consumer finance, loans overdue.

When you receive a short message reminding loans overdue of consumer finance, you should calm down first, and then check the loan agreement, repayment plan and details of arrears in time to understand the legal consequences and penalty interest faced by loans overdue.

Next, we should contact the consumer finance company in time, explain our situation and seek help, try our best to reach a repayment agreement with the consumer finance company and repay it on time to avoid generating more interest and liquidated damages. If you can't repay, you can consult a professional or lawyer to understand your rights and interests and protective measures. However, the loan is on your own initiative, so you should try to repay it on time to avoid overdue again.