Is there any restriction for ICBC and Agricultural Bank to transfer money by mobile app? How much can I transfer in a day at most?

Yes, the limit of each transaction mode of ICBC mobile banking is as follows:

The default transaction limit is 1. U shield: single transaction 1 10,000 yuan, with a daily cumulative of 5 million yuan;

2. Electronic cipher: 200,000 yuan for a single transaction, with a daily accumulative total of 6,543,800 yuan;

3. Password card: single transaction 1000 yuan, with a daily cumulative of 5,000 yuan;

4. SMS verification payment: the cumulative limit for a single transaction is 6,543,800 yuan+0,000 yuan (inclusive), and the maximum can be adjusted to 20,000 yuan; The monthly cumulative limit is 50,000 yuan (inclusive), and adjustment is not supported at present.

5. The limit of one-click large-sum transfer is as follows: When 20,000 is less than the single payment limit and the daily cumulative payment limit is less than 200,000, the monthly cumulative limit is 6,543.8+0,000. When the single payment limit of 20,000 yuan is less than or equal to 200,000 yuan, and the daily cumulative payment limit of 200,000 yuan is less than or equal to 6,543,800 yuan+0,000 yuan, the monthly cumulative limit is 5 million yuan.

Personal banking transaction limit is divided into the following situations:

1. bind security authentication device:

General KBao customers: a single transaction is RMB 6,543.8+0,000, and the daily cumulative amount is RMB 5 million (the limit can be raised at the counter);

K single customer: 500,000 yuan per day for a single transaction;

2. Unbound security authentication device:

(1) The daily cumulative amount of self-registered accounts shall not exceed 1 ten thousand yuan;

(2) The daily accumulated amount of the counter registered account shall not exceed 50,000 yuan, and the verification-free limit will be increased to 200,000 yuan after the face-brushing transfer function is opened.

Reasons for bank card transfer limit

1. The transfer on the same day has exceeded the limit. In order to ensure the safety of deposits in bank cards, banks generally set limits on bank card withdrawals and transfers. After exceeding this limit, they must go to the bank counter. For example, on the day of setting up a bank card, the transfer amount is 50,000 yuan and the ATM withdrawal amount is 20,000 yuan. On the same day, 50,000 yuan has been transferred to others, and the second transfer of 1 10,000 yuan will be restricted, and the transfer cannot be successful. Take the bank card to the ATM to withdraw cash. Generally, only 20,000 cash can be withdrawn at present. After more than 20 thousand yuan, you can't withdraw cash again on the same day. You can only go to the bank counter when you are still withdrawing cash. So, the reason for the transfer is the same. You have reached the maximum transfer limit that day. Of course, you will be restricted from transferring money by the bank, so you cannot transfer money successfully.

2. There is no transfer function on the bank card. By default, the bank card does not enable the transfer function. Some bank cards need to apply for transfer function. If the bank card itself does not have the transfer function, bank transfer will naturally be restricted. So when you encounter this problem, first find out whether the bank card has the transfer function. If you don't enable the function, it's useless to have money in it. You can't transfer money, you can only withdraw cash or spend it. In this case, the best way to handle it is to open the transfer function at the bank counter with your ID card and bank card, and at the same time handle the transfer of 1000 yuan.

3. Set the limit of bank card transfer. In order to control their bank consumption or ensure the safety of bank card deposits, some people usually set bank card transfer limit. For example, the single limit I set for my bank card was 500 yuan, which was 999 yuan. Over time, I forgot to set a limit for my bank card. In this case, the best way is to log in to the bank's mobile APP and reset the transfer limit. I really don't know how to operate, so I can only go to the bank to seek the help of the bank staff.

4. The bank card is abnormal. If the above three reasons have not solved the problem, it must be the problem of the bank card itself, and the bank card is abnormal, resulting in limited transfer. For example, there are the following anomalies: the bank card ID card has expired and the new ID card has not been updated and uploaded in time; The bank card of the transferor is abnormal, and the transfer is unsuccessful due to other reasons of the payee; Or you can turn off the bank card transfer function yourself in the bank mobile APP. The above three points will cause the bank card to be abnormal, restricting the consumption, cash withdrawal and transfer of the bank card.