To get a loan, people have to help me check the credit information and let me always send him the verification code. Is this fraud?

Don't give your credit record to strangers, it's extremely risky. This matter is divided into two situations:

1, this person's goodwill estimate is to help you apply for a bank credit card, and you need a personal credit record for the bank to review. If you are interested in the preliminary examination, he will tell you that he can help you with a loan, which is actually your own credit card.

2, non-goodwill, your bank information is in the credit record, and being used by him will get you into trouble. It may involve fraud.

Extended data:

Credit information

1. Personal basic information used to identify individuals and reflect their family and occupation;

2. Personal credit information formed by the credit relationship between individuals and financial institutions or housing provident fund management centers;

3. Personal credit purchase and payment information formed by personal credit purchase relationship with commercial institutions and public utility service institutions;

4. Public record information related to personal credit formed by administrative organs, executive organs of administrative affairs and judicial organs in the process of exercising their functions and powers;

5. Other information related to personal credit.

Baidu Encyclopedia-Personal Credit Survey