What are the procedures for handling small loans in rural credit cooperatives?

First, register the loan application, put forward the requirements of amount, term and purpose, and provide mortgaged and pledged goods. If there is no mortgage or pledge, you can provide a guarantor with economic strength. \x0d\ \x0d\ After the registration is completed, the account manager will generally make an on-the-spot investigation on your conditions and guarantee qualifications within three days. \x0d\ \x0d\ After the investigation is completed, the account manager will submit the investigation to the loan approval team. Those who meet the loan conditions and those who do not meet the loan conditions will be given short-term loans within 7 working days or not, and long-term loans will be given within 1 month. Beyond the examination and approval authority of the credit cooperatives, it shall be submitted to the examination and approval department at the next higher level, and the time shall be extended, generally 5 working days.