I don't have Ping An Bank. Why did I receive a pre-credit message of several hundred thousand yuan from Ping An Bank? The SMS number is106918419554134.

It's just harassing text messages. You can reply to the other party with 0000, and then reply with 0 after receiving the mobile receipt, so that the other party is blocked and can't harass you anymore.

Personally, I think this should be a fraudulent SMS, and it is sent in groups with special software, not specifically for a person's mobile phone number.

To tell the truth, for ordinary people, I have never heard of any bank's credit line, and it is so high. . If you are sure you have no business relationship with the bank, don't pay attention to this information.

Appendix:

Brief introduction of Ping An Bank:

Ping An Financial Flagship Store is the retail portal of financial products under China Ping An Group. It has opened six channels of insurance, wealth management, fund, investment, loan and credit card, provided hundreds of financial products endorsed by Ping An brand, and created a brand-new experience of one-stop financial platform on the Internet for users.

Advantages and characteristics of ping an bank savings card;

1, there is no handling fee for withdrawing money in different places (including overseas) (there is no handling fee for withdrawing money by swiping the card when shopping in Hong Kong, which is more convenient according to the current foreign exchange rate);

2. There is no handling fee for the transfer (this is the favorite advantage of consumers so far, but it is said that many other banks can also do it);

3. deposit interest rate is relatively high, divided into seven days, 1 month and three months. The three-month current interest rate and the fixed annual interest rate are basically the same;

4. Intelligent interest calculation. For example, you have 50,000 yuan and deposit it in the bank in three phases: 20,000 yuan, 20,000 yuan, 1000 yuan. If you spend 5000 yuan, it will withdraw from one of them, and the rest will continue to be returned to the bank according to the new deposit, even with interest. Then calculate the interest according to the respective deposit periods of the three deposits. This can guarantee your interests to the greatest extent. If other banks settle accounts for you every time, as long as you move during this period, the whole deposit will have no interest during this period.