Does Industrial Bank have a paper contract for housing loan?

Yes When the borrower submits a loan application to the bank, the bank will conduct a preliminary review of the borrower's contract. After passing the preliminary examination, both parties have signed a loan contract and gone through the relevant formalities. Including the pledge loan contract, the borrower needs to apply for a loan in the bank, and the pledge loan needs to go through the pledge registration formalities in the bank. Borrowers apply for loans from banks, and banks issue loans. The borrower needs to repay the loan on time according to the contract. Such as loans overdue, the bank has the right to recover the loan principal and interest from the contract.