Everbright Platinum Credit Card

What are the platinum cards of China Everbright Bank? What are their characteristics and differences?

1, there are many types of platinum credit cards of China Everbright Bank:

1) Sunshine Business Travel Platinum Card;

2) Golf Platinum Card;

3) Platinum card jointly signed by airline and passenger;

4) Ulumujiwo Everbright Card Platinum Card;

5) Shanghai Everbright UnionPay Classical Music Theme ic Platinum Card;

6) Changchun Pacific Insurance Co-branded Platinum Card;

7) Changchun Yanji department store co-branded deposit and loan integrated IC platinum card;

8) Chengdu Everbright Baozhong Tourism Joint Border Platinum Card;

9) Changchun Tourism World Joint Deposit and Loan Integrated IC Platinum Card;

10) Xiamen Chunhui Tourism Co-branded Credit Card Platinum Card;

1 1)5 1 Buy a joint platinum card;

12) Dalian Pratt & Whitney Tourism IC Platinum Card;

13) smart business credit card;

14) UnionPay multi-currency platinum card;

15) yanhuang platinum card;

16) lehuijin quasi-credit card, etc.

Most of the above are platinum cards for joint cooperation. The specific characteristics and benefits are related to the cooperative company. The cooperation between banks and companies is a win-win relationship. You can look at the characteristics of each card and choose what you want to do.

2. there is also an IC platinum card, so what are the benefits of this card?

1. The annual fee is relatively high, but you can exchange points for annual fees.

2. The points obtained are double, and there are activities such as giving away points on cardholders' birthdays or special festivals.

3. Enjoy the VIP reception hall at the airport.

4. You can enjoy automobile road rescue service.

5. You can enjoy travel accident insurance by spending 80% of your travel expenses or travel expenses with a platinum card.

6. You can enjoy the preferential subscription service of designated golf courses.

Platinum card belongs to high-end business, which is generally characterized by special plane access, exclusive rest area, cooperation with professional hospitals, and cooperation with some leisure places, such as golf courses. The disadvantage is that if the consumption does not meet the requirements of the joint card, the annual fee will be generated, which is also relatively high, ranging from 300 to 3000.

Extended data:

China everbright bank platinum card application conditions:

1, who is over18;

2. Have full capacity for civil conduct and a legal and stable source of income;

3. Individuals with good credit can apply to the bank's card issuer with their valid identity documents.

Everbright Platinum Credit Card Application Conditions

1. Those who have held the Everbright Bank Credit Card Gold Card (issued without guarantee) for more than one year and the credit line is more than 30,000 yuan (inclusive) can directly apply for the Everbright Bank Platinum Credit Card.

2. Users who have held other bank credit cards for more than one year, have no personal bad record and have a credit limit of more than 30,000 can directly enter the Platinum Credit Card of China Everbright Bank.

3. Customers with personal housing loans of 300,000 yuan or more from China Everbright Bank can directly purchase the Platinum Credit Card of China Everbright Bank.

4. If the total amount of personal business such as savings, wealth management and national debt exceeds 200,000 yuan (inclusive) and the account opening time exceeds 3 months at will, the customer will receive a platinum credit card of China Everbright Bank.

5. The applicant owns a non-operating passenger car with a displacement of more than 2.0 or a car price of more than 1.8 million.

The above is the introduction of the conditions to be met in applying for Everbright Platinum Credit Card. Netizens who want to apply can see if they meet the requirements before applying for Everbright Platinum Credit Card. If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.

China Everbright Bank (China Everbright Bank) was established in August, 1992. It is a national joint-stock commercial bank approved by the People's Bank of China and headquartered in Beijing. China Everbright Bank was listed on the Shanghai Stock Exchange in August 20 10 and on the Hong Kong Stock Exchange in February 20 13. [ 1-2]

By the end of June, 20021,China Everbright Bank had set up 1299 branches all over the country, realizing the full coverage of the provincial administrative regional service network, with outlets radiating to 149 economic center cities all over the country. In the 20021annual "Top Global Banks 1000" list, China Everbright Bank ranked 30th [3-4]. To speed up the international layout, Hong Kong Branch, Seoul Branch, Guangyin International, Guangyin Europe and Luxemburg Branch have successively opened for operation, and Sydney Branch has applied for the establishment, with increasingly prominent social responsibilities. Supporting the "Mother's Water Cellar" public welfare activities for many years has had a great impact on society; In the "Global 1000 Big Banks Ranking" published by The Banker magazine in 20 17, China Everbright Bank ranked 49th. [5] Ranked 39th in the "Ranking of Global 1000 Big Banks" published by Banker magazine in 20 18, ranking up 10 compared with 20 17 [6]. 20 19 12 18, ranking 73rd in the People's Daily's "China Brand Development Index" 100 list. In March 2020, it was selected as one of the top 500 global brands in 2020 184. [7] In April 2020, the Ministry of Finance approved Everbright Group to issue additional shares to central huijin Investment Co., Ltd., and Huijin Company transferred its 10255438+0 billion A shares to Everbright Group. [8-9]

Editing and broadcasting of development process

1997 1 China everbright bank completed the shareholding system reform and became the first national joint-stock commercial bank with state-owned shares and international financial organizations in China. [ 12- 13]

20 12 65438+2 3 1, with total assets of 2.28 trillion yuan and total liabilities of 2. 16 trillion yuan, China Everbright Bank realized annual operating income of 59.91600 million yuan and net profit of 23.62 billion yuan.

20 13 12.20, China everbright bank was successfully listed on the main board of hkex. The issue price of H shares of China Everbright Bank is HK$ 3.98 per share. Before the exercise of the over-allotment option, the issuance scale was 5.84 billion shares and the financing was about 3 billion US dollars. If the over-allotment option is fully exercised, the issuance scale will reach 6.60 billion shares and the financing will be about 3.4 billion US dollars. It will not only become the king of IPO financing in Hong Kong in 20 13, but also become the largest IPO in Asian market (excluding Japanese) in 20 13, the largest IPO of China enterprises in the world in 20 13, the third largest IPO in the world in 20 165438, and the third largest IPO in 20/kloc-0.

By the end of 20 15 and 12, the annual credit card transaction volume of China Everbright Bank exceeded 1 trillion yuan, setting a new record for the bank's historical annual transaction volume. [14] China everbright bank was awarded the "20 15 Best Card Issuing Bank Award" by JCB International Credit Card Organization. [ 15- 16]

As of October 25th, 2065438+0665438+/kloc-0, China Everbright Bank has issued a total of 3,346,265 JCB credit cards, making it the largest card-issuing bank in the world.

2065438+On March 28th, 2009, China Everbright Bank published its annual report for 2065438+2008. The company achieved revenue of11038.6 billion yuan, a year-on-year increase of 19.96%. The net profit was 33.659 billion yuan, a year-on-year increase of 6.7%; The basic earnings per share is 0.6 1 yuan. [ 17]

2065438+On September 24th, 2009, China Banking Regulatory Commission officially approved the opening of Everbright Finance Co., Ltd., the financial subsidiary of the first joint-stock bank in China. According to the approval of China Banking Regulatory Commission, the registered capital of Everbright Finance is RMB 5 billion, and its registered place is Qingdao. Mainly engaged in the issuance of public and private wealth management products, financial consultants, consulting and other asset management related businesses. [ 18]

20 19 12 18, China everbright bank officially released the new version of mobile banking 6.0, and announced the launch of the mobile financial ecological chain strategy. [ 19]

In April 2020, the Ministry of Finance approved Everbright Group to issue additional shares to central huijin Investment Co., Ltd., and Huijin Company transferred its 10255438+0 billion shares of China Everbright Bank A shares to Everbright Group. After the completion of this equity change, Huijin will no longer directly hold shares of China Everbright Bank, and China Everbright Group will directly hold 265,438+0,865,438+0.7 billion A shares and 654,380,783 H shares of China Everbright Bank, accounting for 44.96% of its total share capital. [8]

Yang Bingbing, Vice President of China Everbright Bank: Digital finance can enhance the effectiveness of bank risk control. [50]

June 65438+ 10/8, 2022 China everbright bank (60 1818. SH) Release the 20021Annual Performance Express. In 20021year, everbright bank realized operating income of1527.53 million yuan, up by 7.14% year-on-year; The total profit was 52.946 billion yuan, a year-on-year increase of 65,438+06.30%; Realized a net profit of 43.64 billion yuan, a year-on-year increase of 65,438+05.06%; The net profit attributable to bank shareholders was 43.407 billion yuan, a year-on-year increase of 65.438+04.73%. [59]

What are the uses and differences between Everbright Bank Credit Platinum Card and Ordinary Card?

There is no difference between the use of credit card platinum card and ordinary card of China Everbright Bank. \ \ Platinum card features: instant payment of free transaction SMS, free travel of national preferential merchants, 48-hour card loss guarantee, free interest-free installment, and reservation of business travel hotels. \ \ Application conditions for Platinum Credit Card of China Everbright Bank: \ 1. Leaders at or above the division level in education, culture, health and other institutions or personnel with the title of associate professor; \ \ 2. Civil servants above division level; \ \ III。 Senior managers (department managers or above) of state-owned enterprises in monopoly industries or heads of municipal institutions and departments. ); \ \ four. Branches of listed companies, domestic top 500 enterprises and world top 500 enterprises with excellent performance in China (department manager refers to the person in charge above the department manager of the headquarters department in China or the first-level branch of the city where they are located); \ \ 5. Enterprises with a registered capital of more than 5 million yuan (1) meet the basic conditions for natural persons to apply for credit cards. 2 can be proved to be an enterprise legal person and a major shareholder with a registered capital of more than 5 million yuan. ); \ 6. Branches of banks, insurance companies, securities companies and other financial institutions (unit staff are department managers or above); Seven. Persons whose annual income after tax exceeds 654.38 million yuan and have a fixed residence at the location of our outlets; \ \ VIII。 Customers whose personal housing loan amount is more than 300,000 yuan (inclusive), personal business such as savings, wealth management and national debt is more than 200,000 yuan (inclusive), and the account opening time is more than 3 months; \ \ IX。 Non-operating passenger vehicles with a displacement of more than 2.0 or vehicles with a price of more than 6.5438+0.8 million in my name according to vehicle access standards; \ \ 10. Persons who have held the credit card gold card of China Everbright Bank (unsecured issuance) for more than one year and have a credit line of more than RMB 30,000 (inclusive); \ \ XI。 Holding another bank's credit card for more than one year, the bank has no bad behavior, and the credit line is more than 30 thousand; \ \ 12. Persons who have paid a deposit of more than RMB30,000 or the equivalent amount.

What are the credit cards of China Everbright Bank-Puka, Gold and Platinum?

The credit card limit of China Everbright Bank is as follows:

1, Puka:

The general card limit of China Everbright Bank is around 1 10,000 yuan to 50,000 yuan. It is the lowest-ranking card in China Everbright Credit Card, and its card face is colorful. If it is the first time to apply for a credit card, you can apply for an ordinary card, which will generally be easier to pass. The annual fee of Puka can be reduced or exempted by the number of swipes and the amount of consumption.

2. Gold card:

Everbright Bank's gold card quota is generally around 30,000 yuan to 50,000 yuan. The main color of the card surface is mostly golden yellow, and the approval is stricter than that of ordinary cards. Generally, the annual fee can be reduced by the number of credit card swipes and the amount of consumption.

3. Platinum card:

The amount of platinum card of China Everbright Bank generally ranges from 50,000 to 5 million. Platinum cards are mostly silver-white with letters such as "P" or "Platinum" to distinguish them from ordinary cards. Platinum card is the most rigorous credit card, and it is inevitable to pay an annual fee under normal circumstances. The special services of Platinum Credit Card in China are generally concentrated in special line customer service telephone, golf, airport VIP, free physical examination, high insurance and emergency support services.

How to inquire about the credit card gold card quota of China Everbright Bank?

1, customer service query

Call Everbright's 24-hour customer service hotline 95595 and listen to the instructions to check the credit card limit;

2, SMS query

Use a credit card to reserve a mobile phone number, and send the last four digits of SMS limit # to 95595 to inquire about the current available limit;

3. Online inquiry

Log in to the homepage of China Everbright Bank Credit Card Center, click on Credit Card Online Banking, select Online Banking, then log in to the account password of the relevant credit card and enter my account to find the credit limit of the card;

4. Bill inquiry

Cardholders can check your credit card limit on each credit card statement issued by China Everbright Bank;

5, mobile phone client query

Scan the QR code of the website of China Everbright Bank and download the mobile card space of the exclusive mobile phone client of China Everbright Credit Card; After the installation is completed, open the login dynamic card space and click to enter the self-help bar; Select card service function; You can check your current credit limit by checking your account.