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How to cancel the credit card of Guangfa Bank?

1 card cancellation process

A. To cancel the card by telephone, the cardholder can call the bank's customer service hotline to cancel the card, and explain his demand for card cancellation to the customer service staff.

B. To cancel the card at the offline outlets, the cardholder can cancel the card at the offline outlets of Guangfa Bank with his credit card and ID card.

C. If the official website card is cancelled, the cardholder can log in to official website of China Guangfa Bank, and then ask the customer service in official website to apply for cancellation of the credit card.

Note: After the credit card is cancelled, the customer can keep the cancelled card, and the customer can also choose to cut off the cancelled card.

2 account cancellation process

Credit card cancellation refers to the cancellation of a credit card, and credit card cancellation refers to the cancellation of the whole household. After the cardholder inquires whether the credit card is in arrears, the user can cancel the account at the offline counter with his ID card and credit card. After checking, the customer signs the withdrawal receipt for confirmation, and obtains the cash and interest receipt to complete the account cancellation.

Generally speaking, the cancellation of a credit card only terminates the right to use the credit card, and the personal account information will still remain in the bank, but the cancellation of the credit card will empty all the account information of the cardholder in the bank. It should be noted that the cardholder can withdraw the single card within the effective time after cancellation. In contrast, if the cardholder chooses to cancel the account, it cannot be restored after applying for account cancellation.