How to check the information of large deposit certificates with mobile phones?

Open mobile banking and online banking at outlets, download the bank's APP on mobile phones, log in to mobile banking, and easily query the information of large deposit certificates.

Mobile banking deposit information query process:

Take the mobile banking of Bank of China as an example. The running environment is Apple 12 ios 14, the latest version of China Bank app.

Click to open the mobile banking APP of China Bank.

Click the Open button of deposit management.

Click the Open button on my deposit.

Fingerprint verification login APP.

Click the "Open" button to view the time deposit information.

Click the open button in the upper right corner to filter.

You can view the information as needed.

Mobile banking consists of mobile phone, GSM short message center and banking system. During the operation of mobile banking, after the user sends an instruction to the bank through the menu on the SIM card, the SIM card generates a short message with a specified format according to the user's instruction and encrypts it, and then instructs the mobile phone to send a short message to the GSM network. After receiving the short message, the GSM short message system sends it to the corresponding banking system according to the corresponding application or address. The bank preprocesses the short message, and then converts the instruction into the host system format. The bank host processes the user's request and returns the result to the bank interface system, and the bank interface system converts the processing result into the short message format.

enterprise function

(1) account management

Provide customers with account management functions such as balance inquiry, daily detailed inquiry, historical detailed inquiry, registration card maintenance, account loss reporting and default account setting.

(2) Transfer and remittance

Mobile phone remittance is a function for customers to transfer money to the default account of customers who have opened mobile phone banking (WAP) by inputting the bank card number or mobile phone number of the payee.

(3) Payment business

Through this function, customers can pay daily project expenses, and support customers to submit appointment instructions for payment after non-working hours (branch business is required), and the system will handle business for customers during working hours. After the payment is successful, the items can be saved in my payment items, and customers can also pay, inquire, add or delete personal payment items through My Payment Items.

(4) Mobile phone stock market

Customers can query the stock information of Shanghai Stock Exchange and Shenzhen Stock Exchange through WAP, enter the stock code in "Customize My Stock", and customize or delete the stocks they care about. Customers can conduct bank-to-securities company, securities company-to-bank and related inquiry transactions through the "third-party depository" function. In addition, they can also link to the WAP website page of securities companies for stock trading.

(5) Fund business

According to the fund company, fund type, fund code and self-selected fund, customers can query the detailed information of a fund (including fund code, name, type, net value, historical net value, etc.). ), and key funds can be set as self-selected funds, and operations such as fund subscription, subscription, fixed investment, redemption, cancellation, balance and historical details can be performed quickly and conveniently.

(VI) Precious metals

Provide customers with the functions of inquiring the real-time price of RMB paper gold (including bank buying price and bank selling price), buying and selling paper gold according to the real-time price of RMB paper gold, or setting paper gold entrusted transactions (including profit entrustment, stop loss entrustment and two-way entrustment), and inquiring the accumulated balance of brand gold and account information.

(7) Credit card business

Provide customers with the function of checking the balance and transaction details of credit cards (including credit cards, debit cards and international cards) and returning overdrawn RMB and foreign currency accounts to their credit cards. At the same time, it supports the credit card installment payment function.

(8) Customer service

Provide customers with the functions of balance change reminder customization/inquiry/modification/cancellation, main menu customization, self-service payment, authority management, modifying login/payment password, canceling mobile banking (WAP), setting customer reservation information, statement and so on.