Does Bank of Communications charge Bank of Communications?

The ordinary debit card banking ICT business of Bank of Communications is now in the trial stage, and there is no charge. Once the charge is involved, the customer who handles the business will be notified by SMS in advance.

Bank information communication (FMS), namely "instant financial message system", is a financial data communication platform based on China mobile communication short message platform and bank financial database, which makes full use of Internet and GSM network resources to enable individual customers and corporate customers of banks to enjoy financial services anytime and anywhere in an economical and efficient way.

Bank ICT function:

1, accurate and timely, and can automatically monitor the change of account funds.

2, convenient and safe, information encryption transmission, to ensure data security.

3. This service is optional. You can set notification conditions and select service items as required.

4, the charge is reasonable, each message is 0. 1 yuan.

5. A wide range of services, such as deposit, withdrawal, transfer and consumption. You can set SMS reminders.

6. The application is simple and can be handled through telephone banking, online banking and counters.

Extended data:

Bank ICT business types:

1, accounting change notification service

The bank information communication system automatically sends short messages to users' mobile phones, and announces the changes of accounts in real time, or notifies users according to the time set by the bank information communication system.

2. Information reminder notification service

Notification services such as loan maturity, time deposit maturity, credit card replacement maturity, credit card overdraft, credit card payment, new bank business, bank interest rate change, etc.

3. Professional services

A. notification of securities information

Notification service for trading returns, successful withdrawal, acceptance of entrustment, stock changes, securities market information and other information.

B, foreign exchange information notice

Information notification services such as closing exchange rate, foreign exchange account funds, trading returns, short comments on foreign exchange market analysis, daily financial data statement notification, exchange rate changes, etc.

"Yinxintong" system helps customers realize:

1, realize interaction with users, provide more personalized services, change the traditional service mode of banks, and enhance the competitive advantage of banks.

2. Effectively improve the service quality and efficiency of various banks' notification work.

3. Bring considerable intermediary business income to the bank.

In the construction of banking informatization, real-time information notification, information query and interaction are the core requirements. It is embodied in the real-time notification of changes in bank account information, the inquiry of bank account information, the real-time notification of bank work information and the interaction of bank workflow.

For different users, their personalized needs are different: for private users, they want to meet their needs such as account change notice, account balance inquiry and customer care notice; Card users focus on real-time transaction notification, batch transfer notification, transaction details query, etc.; Public users have a strong demand for real-time general ledger change notice and current account notice; Bank employees want to meet the needs of mobile office, such as meeting notice, business data notice, news in the bank, etc. The information requirements of bank equipment management are embodied in real-time system fault notification, abnormal transaction behavior notification and so on.

References:

Baidu encyclopedia-yinxintong