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What if the other party (full responsibility) does not cooperate with the compulsory insurance claims? Help the little girl ~ ~
According to Article 60 of the Insurance Law of People's Republic of China (PRC), if an insured accident is caused by damage to the subject matter insured by a third party, the insurer shall subrogate the insured's right to claim compensation from the third party within the compensation amount. If the insured has obtained compensation from a third party after the occurrence of the insured accident specified in the preceding paragraph, the insurer may deduct the amount of compensation that the insured has obtained from the third party when compensating the insurance money.
The insurer's right to claim compensation by subrogation in accordance with the first paragraph of this article shall not affect the insured's right to claim compensation from a third party for the part that has not been compensated.
Extended data:
Article 73 of the Road Traffic Safety Law of the People's Republic of China, the traffic administrative department of the public security organ shall, according to the on-site inquest, inspection, investigation and relevant inspection and appraisal conclusions of the traffic accident, make a traffic accident identification in time as evidence for handling the traffic accident. The traffic accident certificate shall state the basic facts, reasons and the responsibilities of the parties, and shall be served on the parties.
Seventy-fourth traffic accident compensation disputes, the parties may request the traffic administrative department of the public security organ for mediation, or directly bring a civil lawsuit to the people's court. After mediation by the traffic administrative department of the public security organ, if the parties fail to reach an agreement or fail to perform the mediation after it takes effect, the parties may bring a civil lawsuit to the people's court.
Baidu Encyclopedia-People's Republic of China (PRC) and China Insurance Law
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