Joke Collection Website - Public benefit messages - My CCB card was transferred to my second-class card, and the other party showed success, but I didn't receive the bank notice here. Will this money be returned? How long will it take to return it?
My CCB card was transferred to my second-class card, and the other party showed success, but I didn't receive the bank notice here. Will this money be returned? How long will it take to return it?
1. Successful transfer only means that the funds in the other party's card are sufficient, and the bank successfully accepted the other party's transfer application, which does not mean that the payee successfully received the money. If the transfer amount exceeds the limit of your second-class card 10000, the account will definitely not receive money. In this case, the system will automatically refund. As for the refund time, it takes 3-7 working days between banks, and peers will be faster.
2. If your card number is normal and the transfer amount is within the specified range, the arrival time may be delayed. Transfer money between 8:00- 15:00. In two hours, actually in ten minutes. Transfer before 8: 00 and after 15: 00. At this time, the bank has no docking window for transfer. It will take 24 hours and arrive within 72 hours. If the transfer time is not well chosen, you will arrive late and you can wait patiently.
Extended data:
Inter-bank transfer arrival time:
1. Counter inter-bank transfer: general inter-bank transfer of less than 50,000 yuan is generally transferred to the receiving bank within half an hour; Real-time transfer to the receiving bank within the business hours of the large-value payment system of the People's Bank of China (the business hours of the large-value payment system of the People's Bank of China are generally 8: 30- 17: 00 on working days, please refer to the system prompt at the time of transaction), and the amount is more than 50,000 yuan; The emergency inter-bank transfer of online banking or mobile banking is generally real-time transfer to the collection account. In addition, since the inter-bank transfer involves the fund settlement of both banks, the actual arrival time needs to refer to the processing of the receiving bank.
2. At present, banks that use ATM machines to transfer money across banks will not remit money until 24 hours later. The specific arrival time is:
1, inter-bank and inter-provincial transfer. Because the account arrival time of different provinces and banks is different, the speed at which different banks handle business is different. Generally, cross-bank and inter-provincial transfers may take 2-3 days to arrive smoothly.
2. Inter-bank transfer in the same province. Inter-bank transfer in the same province will be a little faster, usually within one working day, but the specific arrival time is subject to the arrival time shown in the account.
3. Inter-bank transfer in the same city. In the past, inter-bank transfer in the same city could be successful in 2 hours at the earliest, and it could be successful in one day if it was slow. Now, according to the new regulations, it should be successful in one day.
3. For inter-bank transfer, the transfer must be made before 15:00 on the working day, and the transfer after 15:00 will be processed on the next working day. At the same time, don't do it after Friday 15:00, because the bank's processing time will lead to the delay of holidays. If the transfer funds are delayed, it is recommended to call the bank customer service for consultation.
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