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How to check the credit card limit?

How to check the credit card limit

Different banks have different inquiry methods. General inquiry methods include official website inquiry, mobile banking APP inquiry, counter inquiry, SMS inquiry and telephone inquiry. Official website needs to log in to official website, the bank. After logging in, click on the credit card and select the limit for inquiry. Every bank's official website is different. The key is to find the credit card option. If official website, a bank that handles credit cards, has no inquiry option, you need to make a phone call to inquire. The customer service phone number of the bank will be marked on the back of the bank card. After dialing, he can turn to the manual service and confirm his identity, so he can complete the inquiry.

If the bank to which the credit card belongs has a corresponding mobile APP, it will be easier to query. Just click on your personal account after logging in. The APP for China Bank to inquire about credit card limit is "Colorful Life of China Bank", and the APP for Bank of Communications to inquire about credit card limit is "Pay the bill". There are also SMS queries, taking five major banks (Bank of China, Bank of Communications, Industrial and Commercial Bank of China, Agricultural Bank and China Construction Bank) as examples.

China Bank SMS inquiry method is as follows: use the mobile phone number reserved when handling the card, edit the short message "XYKKYED# Last four digits of credit card # CNY" (CNY is the code of RMB in China, and the code of USD is USD) and send it to "95566".

SMS inquiry method of Bank of Communications: When using the card, reserve the mobile phone number to edit the SMS "Last four digits of credit card CC limit #" and send it to "95559".

The SMS inquiry method of ICBC is as follows: when using the card, reserve the mobile phone number to edit the SMS "CXED# Credit" and send it to "95588";

The SMS inquiry method of CCB is: when using the card, reserve the mobile phone number to edit the SMS "CCED# Last Four digits of Credit Card" and send it to "95533".

The Agricultural Bank of China hasn't opened SMS inquiry yet, but it can inquire at the pocket bank or directly by phone. After receiving the credit card, the credit card limit will be marked in the registered letter, and it is necessary to confirm that there is no problem with the credit card related information. If you have any questions, you should contact the bank in time and ask for a new credit card to avoid unnecessary troubles in future use.

How to check available credit cards?

If you have not applied for our credit card, please refer to:

Puka: up to RMB 6,543,800+0,000.

Gold card: up to 50,000 yuan.

Platinum diamond card: the fixed amount is 50,000 yuan, and the temporary amount is adjusted for you voluntarily every month.

Unlimited credit card: subject to the audit results.

Tips: The amount of payment is mainly based on the comprehensive evaluation of factors such as job stability, income and financial certificate provided by the applicant, and the final result is subject to review.

To query the credit card limit in business card printing:

After the credit card is approved, a SMS notification will be sent. It takes 1-2 weeks to send it out. You can call the credit card customer service hotline and select 3#- 1-3 to manually check the credit card issuance amount.

To check the current credit card limit:

1, credit card interactive SMS reply "#ED" to inquire about available lines, and send it to 106-579-5555 (mobile) or 9-5555 (Unicom, Telecom).

Tips: ① Letters are case-insensitive; ② Telecom operators charge 0. 1 yuan/article, while China Merchants Bank does not charge.

2. After logging in to mobile banking, select "My → All → Credit Card (Plate) → My Account → Account Inquiry" to enter the page. You can see credit line, available line, due repayment date, current bill amount, current remaining payable amount, current remaining minimum repayment amount and other information;

3. After logging in to online banking (popular version or professional version), click "Account Management → Account Inquiry" to see information such as credit line, available line, due repayment date, current bill amount, current remaining payable amount and current remaining minimum repayment amount;

4. After logging in to Pocket Life, select "My → Credit Limit" to query the fixed credit limit and available credit limit.