There is money on the bank card. Why is the balance of information deduction insufficient?

Wrong payment method, no bank card is used for fast payment. ? Due to the network link or the upgrade of the banking system, the bank card cannot read the information. ? Or the price of the purchased goods exceeds the balance of the bank card.

Bank card balance inquiry can be directly carried to the bank's ATM, which is suitable for users to find ATM at any time. You can also check the balance through telephone banking, which can quickly know the account balance, but you need a bank card, and telephone banking has been opened.

In addition to the above two methods, users can also pay attention to the official account of the bank WeChat WeChat, which can be queried after binding the bank card, and can also query the details of the day; If online banking is enabled on the bank card, users can log in to official website directly without any charge, which is very convenient.

There is also a short message service that users can also check, but banks will charge a monthly service fee, which varies from bank to bank. Through the bank's short message service, users can pay attention to the changes of funds in real time, and if there is a stolen brush, users can also be informed urgently, which has a certain protective effect on the account.

Usually cardholders can also download the app of the bank to which the bank card belongs. It is very convenient to check the balance through the mobile app, and the transfer business can also be carried out on the mobile banking. In particular, inter-bank transfer will save some handling fees and arrive at the account faster.

If you don't want to use a bank card, you can directly cancel your account at the bank counter with your identity certificate and bank card; If it doesn't cancel automatically, just cancel. The annual fee is the same, if you don't cancel it

Account closing process:

1, the cardholder carries relevant certificates to the bank counter to verify his identity. (mainly to confirm that the bank card holder himself cancels the account)

2. Enter the bank card password to confirm that there is no balance in the bank card account. If there is still a balance in the bank card, the cardholder can choose to directly withdraw or transfer it to other bank card accounts to complete the bank card account settlement.

3. Cancel the bank card, and cancel the online banking and bound mobile phone number associated with it.

For a bank card that has not been used for more than 6 months and has no balance, the bank will back it up as a dormant card.

The bank credit card that has been opened needs to pay an annual fee and does not have the automatic sleep function. If you don't meet the conditions of annual fee exemption, you need to pay the annual fee. If the balance is insufficient, you will also be fined for late fees.

There is no annual fee for unopened bank credit cards and there is no need to cancel them. After the activation date, it will automatically become invalid.