What is Yi 'an Insurance?

As an indispensable part of the insurance industry, the third-party insurance platform has been developing continuously in recent years, and it is nothing new to buy insurance products on the Internet.

Take Yi 'an Insurance as an example. This third-party insurance platform is very popular and very popular. Both quality and service attitude are very eye-catching.

Therefore, the next senior will mainly use Yi 'an Insurance as a template to analyze and show the strength of this Internet insurance company for everyone!

1. Is Yi 'an Insurance reliable?

Yi 'an Property Insurance Co., Ltd. (referred to as "Yi 'an Insurance") actively responded to the national strategic goal of "internet plus". It is one of the four domestic professional Internet insurance companies successfully established after the formal approval of China Insurance Regulatory Commission, and was approved to start business on February 16. The key is that seven listed companies, including Yinzhijie and Guanghui Petroleum, jointly funded the direct preparation with a registered capital of 60,000 yuan.

Its business scope includes commercial/family property insurance, freight insurance, liability insurance, credit guarantee insurance, short-term health/accidental injury insurance and other businesses directly related to Internet transactions.

On July 16, 2022, the Bank of China Insurance Regulatory Commission will end its two-year takeover of Yi 'an Property Insurance and announce that it will enter the bankruptcy and reorganization stage. According to the report issued by the firm, the assessed value of total assets of Yi 'an Property Insurance is 340 million yuan, the assessed value of total liabilities is 460 million yuan, the assessed value of net assets is-65.438+0.2 billion yuan, and the book assets are less than liabilities.

Besides the above, do you know what else we should pay attention to when looking at insurance companies? Senior tells you:

"When we are inspecting insurance companies, what should we inspect? 》

Second, what is an Internet insurance company?

Compared with traditional insurance companies, Internet insurance companies combine the concept of Internet, and mainly sell, insure and settle claims through online channels, including Anxin Insurance, Zhongan Insurance and Taikang Online.

As a new insurance marketing model based on computer Internet, Internet insurance is different from the traditional insurance agent marketing model. Internet insurance can be said to be the economic behavior of insurance companies or new third-party insurance networks to support insurance sales management activities based on Internet and e-commerce technology.

Compared with traditional insurance promotion methods, Internet insurance allows customers to choose insurance products freely and flexibly, and customers can compare the products of several insurance companies online, with transparent premiums and clear protection rights.

Moreover, the service is more convenient, and online product consultation and electronic insurance policies can be achieved without leaving home.

If you don't know much about Internet insurance, you can read this article by Senior Sister:

"Is it reliable to buy insurance online? What is the difference between online insurance and offline insurance? 》

Third, how to buy insurance in Yi 'an Insurance?

No matter which insurance company you buy, what kind of insurance you buy is actually inseparable from who you buy insurance for. For example, you should try your best to establish a relatively perfect security system for the family's economic pillars, such as critical illness insurance, millions of medical insurance, accident insurance and life insurance.

There is no need to pay attention to life insurance in the process of choosing children. After all, children are not the core of the family economy, so it is not suitable to buy life insurance. Therefore, it is recommended to buy critical illness insurance, millions of medical insurance and accident insurance for children.

Fourth, the list of insurance companies

Insurance companies such as China Life Insurance and China Ping An have high reputations in the market, but we should not only look at their reputations when choosing insurance companies. When choosing an insurance company, we should pay attention to whether the company background, solvency and claim limit are excellent.

For example, it is not difficult to know from the solvency regulations of insurance companies of the Bank of China Insurance Regulatory Commission that the core solvency adequacy ratio exceeds 50% (inclusive), the comprehensive solvency adequacy ratio exceeds 65,438+000% (inclusive), and the comprehensive risk rating exceeds B (inclusive). As long as the above three requirements are met, it is a company with solvency standards.

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"Fresh! Top Ten Insurance Companies in China! 》

Write it at the end

I am a scholar who talks about insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem, you can also come to Xueba, the official account of WeChat, to talk about insurance consultation with me.

I will give you the most professional advice based on years of experience in configuring insurance for 10W+ families.

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