How to reply to Alipay's collection SMS?

The flowers I borrowed totaled100000, which was three months overdue. I called Alipay customer service for the first time and had a good attitude. I also told him that I just changed several factories recently and didn't get paid. I also realized my interest. Later, the call for outsourcing collection was terrible, and I didn't listen to your explanation. I had a quarrel with the collection. So far, harassing and intercepting calls. There are fewer telephones now, only to blame. Don't negotiate with them until you have money.

1. First look at how much money you owe. If it exceeds 50,000, you'd better take the initiative to call customer service to explain the situation.

2. Alipay doesn't support the service of deferred repayment, and there is no policy of re-installment, but you can apply for suspension (what do you mean by suspension? During this period, no one is urging you to pay back the money, just giving you time. However, it should be noted that you can't lose contact during this period. Someone may contact you every few months and ask if you have the ability to pay back the money recently. Just answer truthfully.

3. Alipay 95 188 Customer Service They will listen carefully to your demands and your situation, let them record your situation truthfully, and let people in the post-loan management department see your situation truthfully, but that doesn't mean they won't accept you. At this time, you just need to complain again, tell Alipay customer service and ask them to reduce your collection. Can they be responsible for harassing me like this? It usually helps, so I suggest you try. Call 95 188 every 2-3 days to explain your situation and ask them to stop charging you. I have experience in this field. This is how my own Alipay negotiated. Feel free to ask me if you don't understand.

I negotiated with Alipay to repay the principal for three years. I borrowed 70,000 online loan for Taobao. Due to the epidemic period, there is too much backlog and the capital chain is broken, so it is now unable to repay. Overdue 150 days.

Calling for money, I said I couldn't handle it for the time being.

Not only do I owe Alipay 70,000 yuan, but the others add up to about 1.2 million yuan.

When Alipay negotiated, they didn't agree at first. I told him directly that I really wanted to pay back the money. If you are in a hurry and have no money. Later, I gradually calmed down and made new agreements.

Don't panic about the old buddy's debts, and actively negotiate.

How to save money in life, simply share the ways to save money.

Nowadays, with the improvement of people's living standards and more and more money on hand, saving money has become an indispensable option for people. Many people want to save money for a rainy day.

The first one: set the goal of family reserve fund.

In fact, many people have the idea of saving money, hoping that they can save some money. You apply for a bank card separately without opening online banking on icon, and transfer a certain amount every month according to your income source.

Second: set up an account of "saving money for fun"

The ultimate goal of saving money is to achieve financial freedom. Saving money is a long process. Indiscriminately restricting or restraining personal consumption will make this process boring, reduce people's quality of life, and lead to the failure of saving money.

Third: orderly ways to save money

There are many ways to save money, and finding the one that suits you is the most important.

Deposit a sum of money regularly every week or month, for example, every Wednesday, or on the 20th of every month in 200 yuan.

This method is more suitable for the public to save money, has certain scientific basis, is both interesting and formal, and is easy for people to stick to it.

I believe all the above methods can play a certain role. I will be grateful to myself when I meet money in the future, and I won't regret it if I know it earlier.

Loans overdue was sued. Isn't your loan amount more than 500,000? If not, you can rest assured. According to my five-year overdue experience, live with peace of mind.

Alipay borrowed it from 20 16 in my life and it is overdue. My life has been disturbed since the day it was overdue. Every day, I am called by various collections, forcing me to pay my debts.

I am well aware of the links they collect. Let me analyze it for you.

From the day you are overdue, you have entered the line of sight of collection, and your life may not be peaceful, because collection will disrupt your life rhythm.

The overdue customer service just started calling you and asked why you haven't paid back the money. Then ask when it can be returned. When you discuss with him, this can be discussed. He said that you can get rid of your credit information for two or three days, without deducting sesame points. However, if you haven't dealt with it after three days, they will report the credit and deduct points. This should be a friendly reminder.

As long as you don't pay attention to him, he will call you every day for a month, and he will use telephones all over the country. Most of the calls may come from the following calls, basically you hang up as soon as you call, or sometimes someone talks, because I basically answer every call. I know their situation too well. They say this number, even if you say it's not yours, they have defaulted to this number in the system. You just don't answer every time you call, so he won't call again.

It will take about two or three months to repeat this. If it has not been alleviated, Alipay will send it to a third party for collection. If a third party accepts it, it can basically be said that he will do whatever it takes to achieve his goal. It can be said that he is coaxing and cheating.

When the third party calls, it will tell you that it can give you a reduction, but you need to pay back part of it first to show your sincerity. At this time, if you return that part, I congratulate you. You have been cheated, because you are more than three months overdue, and the part you paid back is just enough to fill in the interest.

Not only is the money you pay back ineffective, but the interest will continue to be recalculated. Your principal hasn't been reduced at all, it's still the same. Yuanyuan promised you a reduction, but he won't. He stopped calling you for what he did, and he changed to another colleague to continue collecting here.

If you don't believe his methods, then he can only start some methods to intimidate you. The methods of fear include sending you a lawyer's letter, sending you a text message, asking you to sue you, or giving you the last chance to negotiate. The most serious point is to call for collection. I told you to get the money ready. I told you the time and place in detail to scare you.

What you are experiencing now is just a skill to accept them, which is a routine in receiving words. Don't believe it when you have no repayment ability. Get the money ready now, and prepare to pay it back in one lump sum. Don't drag your feet.

My loan. That's 7 thousand. It's all out, with debts of more than 6 thousand. At present, it is one month overdue. It's an official collection now. Very polite. I just called a few days ago. I'm going to save my money and pay it in one lump sum.

Now the official collection attitude is very good. I don't know what will happen if it is transferred to a third party.

Since you can't repay it, you owe it first. Call to show repayment attitude. Alipay will pay back sooner or later.

Try to make money and solve it as soon as possible.