The difference between Bank of China's easy loan and hospitality loan

First of all, the staging of BOC e-loan is different from that of hospitality loan. The installment of BOC e-loan is to apply for funds offline after online pre-approval. After the customer applies, wait for the approved SMS, and then inform the outlets to apply for funds by SMS. At that time, the staff of outlets will conduct loan review and supplementary materials according to the actual qualifications of customers. Bank of China e-loan can be approved online in the whole process, and customers can directly log in to mobile banking to apply.

Then, the credit line is different in nature, and the installment credit line of excellent customers cannot be recovered. This product is a one-time credit line installment product based on personal credit, and the available credit line will not be restored with the customer's repayment in each installment. The line of BOC e-loan can be recycled.

Secondly, the repayment method, BOC e-loan can be repaid with the loan; The repayment methods of Youke installment mainly include one-time repayment when the principal is due (that is, deduction in the last installment of the installment cycle) and monthly equal principal repayment (that is, the principal is allocated to each month and the monthly equal deduction is adopted).

Special reminder: No matter what kind of loan products are used, users should have a good habit of repaying on time, and don't leave bad records in credit information because of overdue, which will bring a lot of inconvenience and trouble to life.