How long is the credit card of Postal Savings Bank overdue?

The credit card of Postal Bank will not be granted until 30 days after it is overdue.

Detailed description:

1. Personal credit information in China is generally recorded and managed by the Credit Information Center of the People's Bank of China.

2. As a bank operating in China, the Postal Savings Bank will also be recorded in the personal credit report if the credit card is overdue.

3. Overdue refers to the cardholder's failure to repay the credit card bill on time, usually measured by the number of days overdue. According to relevant regulations, after 30 days overdue, overdue records will be recorded in personal credit report.

4. Personal credit report is one of the bases for financial institutions to evaluate personal credit status. It records personal credit records, overdue records and other information, which has an important impact on personal credit evaluation.

5. If the credit card holder of the Postal Savings Bank is overdue for more than 30 days, the overdue record will be recorded in the personal credit report, which may adversely affect the cardholder's application for loans and credit cards in the future.

Summary:

Postal Bank will report the loss of the credit card 30 days after it is overdue, which means that overdue repayment will have a negative impact on personal credit. It is recommended to repay the credit card bill in time and maintain a good credit record.

Extended data:

Personal credit report is an important part of China's financial system and is managed by the Credit Information Center. It records personal credit records, including loans, credit cards, overdue records and other information, and evaluates them through the credit scoring system. Banks, credit institutions and other financial institutions will refer to personal credit reports when approving loans and credit card applications to evaluate personal credit status and repayment ability.

According to relevant laws and regulations, overdue records after 30 days overdue will be recorded in personal credit report, while other overdue days, such as 60 days and 90 days, will also have a serious impact on personal credit. Therefore, the cardholder should actively and properly manage the credit card account, pay back on time, and avoid the occurrence of overdue repayment.