How to borrow money by texting?

Directory method 1: tell your requirements directly 1. As long as you make clear the purpose of borrowing money, the other party is more likely to lend it to you. Method 2: Make clear how much money you need 1. If you don't make it clear how much money you want to borrow, the other party will think you want to take advantage of yourself, so don't beat around the bush! If you say "borrow some money" or vaguely say "use it to pay the rent" without specifying the specific amount, the other party may think that you have ulterior motives. Method 3: Tell each other when you need money. 1. If you need money urgently or borrow a lot of money, you have to tell the other party when the money will reach you at the latest. Method 4: Tell the other party how you want to collect the money 1, and don't burden the other party! They have promised to lend you money. Next, you should explain the most convenient transfer method to save each other trouble. Method 5: Define the repayment date as 1. If you promise to pay back the money, the other party is more likely to lend you money. Method 6: If the amount is large, it is best to write an IOU 1 and an IOU indicating the repayment date to reassure the borrower. Method 7: If the other person owes you money, give him a tip first. It is also an embarrassing thing to ask your friends to get back the money they owe you. Method 8: Keep calm and ask him to pay back the money immediately. Explaining the urgency of the matter can make your request sound less harsh. It's embarrassing to ask for money, especially if you borrow money by texting. Everyone knows your troubles! Don't worry, this article introduces several simple and effective methods to make you borrow money as smoothly as possible. If you want to learn more ways to borrow money by SMS, just keep reading!

Method 1: Tell your request directly.

1. As long as you make clear the purpose of borrowing money, the other party is more likely to lend it to you. Now you and this person are familiar with each other's phone number. The other person should be your friend, colleague or family. They will sympathize with your experience. Therefore, you'd better briefly explain the reason for borrowing money and the purpose of the money. For example: "Hello, Xiao Li! I have a reluctant request. The electricity bill should be paid next Friday, but the salary will not arrive until the 30th of this month. "

"Hello, uncle! I spent too much money on textbooks this week. School starts next week. Can you lend me some money? "

"Hadron, hello! It's a shame to say it The thing is, I just had dinner in the restaurant and found my wallet at home when I wanted to pay the bill. Can you use WeChat to transfer some money to me? "

Method 2: Make clear how much money you need.

1. If you don't make it clear how much you want to borrow, the other party will think you want to take advantage of yourself, so don't beat around the bush! If you say "borrow some money" or vaguely say "use it to pay the rent" without specifying the specific amount, the other party may think that you have ulterior motives. If the other person asks, "Well, how much do you need to borrow?" At this time, you can be sure that he is already embarrassed. A clear figure can reduce the trouble for both sides. You can say, "I need to pay rent in 800 yuan this month, and now I am short of 200 yuan."

"All you have to do is lend me 200 yuan and pay off this meal before dinner."

"The cashier said that all the textbooks add up to 135 yuan."

Method 3: Tell each other when you need money.

1. If you need money urgently or borrow a lot of money, you have to tell the other party when the money will reach you at the latest. The more convenient the other party is, the more smoothly you can borrow money. If the amount you want to borrow exceeds 1000 yuan, you'd better inform the other party in advance so that he can have time to raise enough cash. If you borrow money to pay the bill, tell the other party the deadline. If you are in urgent need of cash now, you must also make it clear to the other party. Here are some examples: "The rent of 1 is about to expire. So I have to get the money in two weeks. "

"The bill is due on October 24th, 65438/kloc-0. Can you transfer the money to me before that day? "

"To tell the truth, the situation is very urgent. The waiter asked me to pay now. "

Method 4: Tell the other party how you want to collect the money.

1, no burden on each other! They have promised to lend you money. Next, you should explain the most convenient transfer method to save each other trouble. Everyone should choose the transfer method according to their own actual situation. If possible, it is best to provide a variety of ways. If there is only one way, you must make it very clear. For example: "Can you transfer money to me via WeChat now? I am already at the cashier. "

"Do you mind calling my landlord directly? I'll tell you the landlord's name and bank account number right away. "

"If you are not very busy, I can go to your house to get this 200 yuan now. Thank you! "

Method 5: clearly indicate the repayment date.

1. If you promise to pay back the money, the other party is more likely to lend you money. If you borrow a few hundred dollars from your family or lover, they won't mind even if you don't pay it back. But you still have to declare that the money will be paid back! If you want to borrow a large sum of money, most people still hope that you can specify the repayment date, so that they will feel more at ease. You can say to them, "I'll pay my salary next Friday, and I'll pay you back this 200 yuan that day."

"I'm afraid I can't pay you back this 6000 yuan once, but I can pay you back 1000 every month until I pay it off."

"You transfer money to me by WeChat first, and I will give you money when we have dinner together this Sunday."

Method 6: If the amount is large, it is best to write an IOU.

1. Write an IOU indicating the repayment date to reassure the borrower. When the loan amount is large, you will feel embarrassed. If you are not here for a while, you will be more embarrassed to ask. But if you write an IOU, indicating the amount and period of installment repayment, you will feel much more at ease. For example, "I get paid every other Friday, and every time I get the money, I will use PayPal to transfer it to you 100. According to this repayment plan, all the money I lent you will be paid off on February 24th. What do you think? "

Since you are sending a text message to borrow money from the other party, tell the other party that the loan will be sent to his mailbox in a few minutes. He can look at it first and then transfer the money to you after he agrees.

Method 7: If the other person owes you money, give him a hint first.

1, it is also an embarrassing thing to ask a friend to get back the money I owe you. If your friend owes you money and you don't want to ask him directly, you can try the following methods. If the promised date is past, don't blame the other party, maybe they just forgot. Before asking for money, try to remind him: "I can't go out to drink tonight." To tell you the truth, I have no money on me. "

"I have to pay the rent next week, but the money is not enough. What should I do? "

Method 8: Keep calm and ask him to pay back the money immediately.

1, indicating the urgency of the matter can make your request sound less harsh. Even if you are very bored with this friend at this moment, you can't just yell at him: "Give me back the 300 Yuan You you owe me now!" ".Try to use a calmer tone, so that your friends will sympathize with your experience. For example, "I'm sorry, but I really need you to pay me back the 300 pounds that Yuan You lent me now, because I have to pay the electricity bill quickly. "It will be late in another week."

"Can you give my sister a hand? My car loan will expire this Friday. If you can pay me back the 600 pounds that Yuan You lent me before, I can repay the loan on time. :)"

If you want to come straight to the point, but you are afraid of embarrassment in person, then send the other party a notice asking for payment on PayPal. So the problem is solved!