What should I pay attention to when spending by credit card?

When using a credit card, the cardholder should pay attention to the following matters:

First, properly keep credit cards and related documents. Please don't borrow a credit card to avoid losing your credit card and ID card.

Second, the information and password on the credit card should be properly kept. Please don't tell others the card number, expiration date, password and verification code of the credit card easily. The password is complicated, so you need to sign on the back of the card.

Third, swipe your card in a regular store. Master the correct sliding posture; When swiping the card, don't block the line of sight; Don't block when entering the password. Please stop trading immediately when there is an abnormal situation.

Fourth, carefully check the transaction vouchers and keep them properly. Before signing the consumption voucher, consumers must carefully check whether the detailed information on the voucher overlaps on multiple sheets of paper to avoid theft, and at the same time, keep the consumption voucher properly.

Fifth, set up credit card SMS reminder function. When the fund dynamic is abnormal, it can be found in time through SMS notification and take immediate measures to remedy it.

Please take good care of your mobile phone when applying for this card. Connect the mobile phone with the bank card to prevent it from being lost. If the mobile phone is damaged or lost, you must take out the bank card in time to avoid revealing personal information. Please don't throw away or resell your mobile phone easily.

Sixth, don't click on unknown links, don't log on to unknown websites, and don't scan passwords shared by strangers.

Seventh, try not to log in to mobile banking for online payment in a free public network environment.

What should the cardholder do if the credit card is stolen? Sun Yuan said that cardholders can reduce losses in the following four ways.

First, you must immediately log in to the mobile banking application or call the official customer service center of the issuing bank to apply for freezing the credit card to prevent fraud. If you have brought this card, you can withdraw cash or money from a nearby ATM or regular enterprise as soon as possible, and keep the consumption voucher to prove that the credit card is still with you. Unusual consumption records have been stolen before.

Second, it is necessary to report the case in time, ask the police to assist in obtaining evidence, do a good job in follow-up investigation, and keep the receipt of the report as the basis for subsequent verification with the bank.

Third, it is necessary to inquire with the issuing bank, provide evidence for reporting, ask the issuing bank to track the consumption records, find out which merchant the stolen records occurred in, and contact the relevant merchants for investigation.