Where can I inquire about the enterprise annuity?

The query method of enterprise annuity is as follows:

1. Telephone banking inquiry. Call the 24-hour customer service hotline of enterprise annuity bank account and follow the voice prompts. Take ICBC as an example:

1. Call ICBC Telephone Banking "95588" and make an inquiry according to the voice prompts;

2. Please press 1→ For other information, please press 5→ For annuity inquiry, please press 4→ Enter the card number, account number, ID number or customer number, and press # when finished;

3. Enter the telephone banking password and press # when finished. Voice broadcast the following information: your annuity current total payment, individual payment, enterprise payment, other payment, current total income, total payment and income.

Second, the pension professional service website query. Users log on to related websites:

1, click "Individual User Login" to open the corresponding page;

2. Enter the enterprise annuity account number (or ID number) and password, and then click Login to enter the personal annuity information inquiry page.

Third, online banking inquiry. Individual users log in to online banking, open the corresponding page, enter your online banking login verification information, click the "Login" button to enter our online banking system, and select the "Enterprise Annuity" menu to query your personal annuity information. Take ICBC app as an example.

Fourth, the network query

Taking China Industrial and Commercial Bank as an example, this paper discusses three operation modes of ICBC's outlet inquiry:

1. Insert the work bank card into the ATM, enter the password, select "Query-Pension" and follow the prompts;

2. Insert the work-bank card into the inquiry payment machine, enter the password, select "More Services-Convenience Service-Pension", and follow the prompts;

3. Select "All Services-Business Inquiry-Pension" in the intelligent terminal, then insert the card and follow the prompts.

Enterprise annuity refers to the supplementary old-age insurance system voluntarily established by enterprises and their employees on the basis of participating in basic old-age insurance according to law.

After the implementation of enterprise annuity, if the enterprise encounters operating losses, reorganization and merger, etc. Payment cannot be continued in the current period, and payment can be stopped after consultation with employees. After enterprises and employees resume payment, they can pay back according to the actual situation of enterprises and the enterprise annuity plan when payment is suspended. The period and amount of overdue payment shall not exceed the period and amount of actual suspension of payment.

The proportion of enterprise annuity payment is as follows:

1, and the annuity payment is 8% of the total salary of the unit;

2, annuity payment, I need to pay 4% of my salary;

3. The total contributions of enterprises and individuals shall not exceed12% of the total wages of employees of the enterprise;

4. After the implementation of the enterprise annuity, if the enterprise can't continue to pay in the current period due to operating losses, restructuring, mergers and acquisitions, it can stop paying after consultation with employees;

5. After the situation that payment cannot be continued disappears, the enterprise and employees will resume payment.

Employees who receive enterprise annuities must meet at least one of the following four conditions:

1. Employees who reach the retirement age stipulated by the state, including those who meet the conditions for early retirement stipulated by the social security department due to illness or injury, can receive the enterprise annuity from their personal accounts in one lump sum or on a regular basis;

2. If an employee leaves the country to settle down, he/she may pay the enterprise annuity personal account funds to him/her in one lump sum according to his/her requirements;

3. If an employee or retiree dies, the balance of the individual account of the enterprise annuity shall be collected by the designated beneficiary or legal heir in one lump sum;

4. Employees who have lost their ability to work due to illness (disability) can receive personal account funds in one lump sum or by stages for retirement or early retirement.

The withdrawal process of enterprise annuity retirement is as follows:

1. Employees who pay enterprise annuities need to apply to the personnel department of the unit that originally paid enterprise annuities for enterprise annuities when they retire, and they need to fill out an application form for enterprise annuities and provide copies of their ID cards and bank cards;

2. The enterprise shall review the application of retired employees and send the annuity withdrawal application form to relevant departments;

3. For employees who meet the requirements of receiving enterprise annuity, the relevant departments entrust the bank to transfer the enterprise annuity to the drawer's bank account.

In short, the proportion of enterprise annuity payment is 8% of the total salary of the unit; The unit will deduct 4% of my salary. For the units that pay the full financial contribution, the unit contribution is partly paid by the financial expenditure, and the interest is calculated every year according to the bookkeeping rate uniformly announced by the state. Before a staff member retires, the accumulated storage amount in his occupational annuity account shall be recorded by the funds allocated by the finance at the same level. For non-full payment units, the unit payment shall be actually borne by the unit and accumulated in real accounts.

Three situations, and have the right of inheritance:

1. After the staff meets the retirement conditions stipulated by the state and goes through the retirement formalities according to law, I choose to receive the occupational annuity treatment on a monthly basis. It can be used to purchase commercial endowment insurance products at one time, receive treatment according to the insurance contract and enjoy the corresponding inheritance rights; You can choose to calculate the monthly treatment standard of occupational annuity according to the number of months corresponding to my retirement, and the balance of personal account of occupational annuity also enjoys the right of inheritance. I won't change after I choose any payment method.

2. The funds in the personal account of the occupational annuity for overseas residents can be paid to me in one lump sum according to my requirements.

3. If a staff member dies while in office, the personal account balance of his occupational annuity can be inherited.

For example, take a grassroots civil servant with a monthly salary of 6,000 yuan as an example. His monthly occupational annuity is 6,000 × 4% = 240 yuan; Although the unit pays 8% of the total salary, personally, it actually pays 6000×8%=480 yuan occupational annuity for this grass-roots civil servant.

Another example is a 60-year-old retired civil servant, whose corresponding calculation months are 139 months, and the total accumulated occupational annuity is 300,000, and he can receive 300,000/139 = 2 158.27 yuan per month. In addition to the pension, the occupational annuity income of the insured person will increase by more than 2,000 yuan per month, and it will be received continuously for 1.39 months.