Fill in the mortgage interest additional deduction voucher number.

Ms. Li said that she had a mortgage in a state-owned bank more than ten years ago. She doesn't know where the loan contract is, so she doesn't know the loan contract number and the first repayment time.

In the interest expense part of individual housing loan, the information to be filled in may include housing address, certificate type, certificate number, loan type, loan bank, loan contract number, first repayment date, loan term, etc.

Agricultural Bank of China Guangzhou Branch also reminded that the number of paper contracts for personal mortgage is not necessarily the number of loan contracts, and it is necessary to contact the loan handling bank for inquiry. Agricultural Bank of China is developing the query function of loan contract number of mobile banking. Bank of Communications also suggested that if mobile banking is opened, customers can check the contract number through mobile banking or contact the account manager of the handling bank.

China Merchants Bank and China Construction Bank indicated that they can check the loan contract number or the contract number listed on the cover of the loan contract through electronic channels.

In addition, many banks have indicated that the date of the first repayment should be filled in according to the actual time of the first repayment.

The Agricultural Bank of China also specially reminded that the first repayment date is the loan date plus one month.

What should I do if the contract is lost or the loan term changes? A number of banks indicated that they could check the loan content through mobile banking or contact the account manager of the loan handling bank.

For the declaration rules of housing provident fund loan declaration information and the first set of housing loan identification standards, the bank suggested to confirm with the provident fund management center for loans, and the combined loans were confirmed with the provident fund center and the handling bank respectively.

In addition, ICBC, Shanghai Pudong Development Bank and other banks will also develop and realize the self-inquiry function of mortgage interest tax deduction in the near future.

Focus (attention)

Defining the interest rate of the first home loan is the key.

Need to be reminded that whether your house can enjoy the tax deduction of loan interest needs to meet multiple conditions set by the Measures.

The definition of the first suite has become the interest rate of the first home loan when buying a house, and it has become the key to judge whether the personal housing loan can be taxed. As long as your loan is based on the interest rate of the first home loan, you can deduct 1000 before tax every month, and you can only deduct it for 20 years at most.

How to judge? Guangzhou ICBC said that it depends on whether the loan was recognized as the first home at that time. In order to allow the public to fill in the report accurately, the most accurate way is to contact the loan handling bank to confirm whether it is the "first set".

The Measures stipulate that if taxpayers or their spouses use individual housing loans or housing accumulation funds of commercial banks alone or jointly to purchase houses for themselves or their spouses in China, the first housing loan interest expenses incurred shall be deducted according to the standard of 1 000 yuan per month within the actual loan interest year, and the maximum deduction period shall not exceed 240 months. The first housing loan refers to the housing loan that enjoys the interest rate of the first housing loan when buying a house. Taxpayers can only enjoy a first home loan interest deduction.

Related Questions and Answers: Related Questions and Answers: How to fill in the house certificate number and loan contract number respectively in the special tax deduction form? 1. Your real estate license is on the page with housing information, and there is X real estate license XXNo. At the top of xxxxx, the real estate is X(20 1X)XX real estate certificate number. XXXXX。 Fill this out.

2. Loan contract number: (1) For pure commercial loans and portfolio loans, there will be a contract number in the loan contract, and some contract numbers are difficult to enter on the APP with text. You can also fill in the loan account number. If you are not sure which one it is, you can check the loan information in mobile banking and online banking, and there will be repayment information on it. You can also contact the account manager who handled the loan at that time for help.

(2) Provident fund loans can be found on the website of the Provident Fund Management Center or in the Provident Fund Management Center. The contract number is the loan account number.